/* === Reset & Base === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --color-primary: #0047ab;
    --color-primary-light: #1a5bbf;
    --color-primary-dark: #003b8f;
    --color-navy: #111e38;
    --color-accent: #00ab64;
    --color-accent-light: #e6f3f0;
    --color-bg: #f4f6f8;
    --color-white: #ffffff;
    --color-text: #4a5568;
    --color-heading: #111e38;
    --color-muted: #718096;
    --color-border: #e2e8f0;
    --color-border-strong: #cbd5e0;
    --font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    --font-heading: "Manrope", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    --shadow-card: 0 2px 8px rgba(17, 30, 56, 0.05);
    --shadow-elevated: 0 15px 35px rgba(17, 30, 56, 0.1);
    --gradient-panel: linear-gradient(135deg, #0047ab 0%, #8fb2de 14%, #d7e5f3 31%, #f7f9fc 43%, #ffffff 53%, #f7fff9 61%, #dff9e9 69%, #a6edc6 79%, #65ce96 90%, #2f8b59 100%);
}

.budget-planner-panel[hidden],
#budgetPlannerTabContent [role="tabpanel"][hidden],
#budgetPlannerTabContent [data-budget-accordion-panel][hidden],
.bp-modal[hidden] { display: none !important; }

#budgetPlannerTab .budget-planner-tab:disabled { opacity: 0.5; cursor: not-allowed; }
#budgetPlannerTabContent .accordion-button { width: 100%; cursor: pointer; text-align: left; }
#budgetPlannerTabContent .accordion-button::after { content: "−"; margin-left: auto; }
#budgetPlannerTabContent .accordion-button[aria-expanded="false"]::after { content: "+"; }

.bp-modal {
    position: fixed;
    z-index: 1100;
    inset: 0;
    display: grid;
    padding: 1.5rem;
    place-items: center;
    background: rgba(17, 30, 56, 0.7);
}
.bp-modal .modal-dialog { width: min(100%, 520px); }
.bp-modal .modal-content { border-radius: 1rem; background: #fff; box-shadow: var(--shadow-elevated); }
.bp-modal .modal-header, .bp-modal .modal-body, .bp-modal .modal-footer { padding: 1rem 1.25rem; }
.bp-modal .modal-header, .bp-modal .modal-footer { display: flex; gap: 0.75rem; align-items: center; justify-content: space-between; }
.bp-modal .btn-close { border: 0; background: transparent; cursor: pointer; }
.bp-modal .btn-close::before { content: "×"; font-size: 1.5rem; }
.budget-modal-open { overflow: hidden; }

.toast { position: fixed; z-index: 1200; right: 1rem; bottom: 1rem; display: none; max-width: min(24rem, calc(100% - 2rem)); padding: 0.9rem 1rem; border-radius: 0.6rem; color: #fff; box-shadow: var(--shadow-elevated); }
.toast.is-visible { display: block; }
.toast .d-flex { display: flex; align-items: center; gap: 0.75rem; }
.toast .btn-close { margin-left: auto; border: 0; background: transparent; color: #fff; cursor: pointer; }
.toast .btn-close::before { content: "×"; font-size: 1.25rem; }

html { font-size: 16px; }
html { scroll-behavior: smooth; }
.loan-calculator { scroll-margin-top: 6rem; }
body {
    font-family: var(--font-family);
    color: var(--color-text);
    background: var(--color-bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--color-heading);
    font-weight: 800;
    line-height: 1.2;
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; }

a { color: var(--color-primary); text-decoration: none; }

/* === Buttons === */
.btn {
    display: inline-block;
    padding: 0.9rem 2rem;
    border-radius: 8px;
    font-weight: 700;
    font-size: 1rem;
    font-family: var(--font-family);
    transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
    cursor: pointer;
    border: none;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--color-primary); color: var(--color-white); }
.btn-primary:hover { background: var(--color-primary-dark); }
.btn-secondary { background: var(--color-white); color: var(--color-primary); border: 2px solid var(--color-primary); }
.btn-secondary:hover { background: var(--color-primary); color: var(--color-white); }
.btn-block { display: block; width: 100%; text-align: center; }

/* === Header === */
.site-header {
    background: var(--color-white);
    padding: 0.85rem 0;
    box-shadow: 0 1px 0 var(--color-border);
    position: sticky;
    top: 0;
    z-index: 100;
}
.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
}
.header-main-row {
    margin-bottom: 0.5rem;
}
.header-widget-row {
    justify-content: center;
}
.logo { display: flex; align-items: center; }
.logo-img { height: 46px; width: auto; }
.header-trustpilot {
    width: 100%;
    max-width: 420px;
}
.main-nav {
    display: flex;
    align-items: center;
    margin-left: auto;
    gap: 0.25rem;
}
.main-nav .nav-link {
    color: var(--color-heading);
    font-weight: 500;
    font-size: 0.95rem;
    padding: 0.5rem 0.85rem;
    border-radius: 6px;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    transition: color 0.2s;
}
.main-nav .nav-link:hover { color: var(--color-primary); }
.main-nav .nav-active { color: var(--color-primary); font-weight: 700; }
.nav-caret { font-size: 0.6rem; transition: transform 0.2s; }
.nav-item { position: relative; }
.nav-item.has-dropdown:hover .nav-caret,
.nav-item.has-dropdown:focus-within .nav-caret,
.nav-item.has-dropdown.open .nav-caret {
    transform: rotate(180deg);
}
.nav-dropdown {
    position: absolute;
    left: 50%;
    top: 100%;
    transform: translateX(-50%);
    min-width: 230px;
    list-style: none;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: 12px;
    box-shadow: 0 12px 30px rgba(17, 30, 56, 0.14);
    padding: 0.5rem 0;
    margin-top: 0.5rem;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.1s, visibility 0.1s;
}
.nav-item.has-dropdown:hover .nav-dropdown,
.nav-item.has-dropdown:focus-within .nav-dropdown,
.nav-item.has-dropdown.open .nav-dropdown {
    opacity: 1;
    visibility: visible;
}
.nav-dropdown-toggle {
    display: none;
    cursor: pointer;
}
.nav-item.has-dropdown > .nav-link {
    cursor: pointer;
}
.nav-dropdown a {
    display: block;
    padding: 0.6rem 1.25rem;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--color-heading);
    transition: background 0.2s, color 0.2s;
}
.nav-dropdown a:hover {
    background: var(--color-bg);
    color: var(--color-primary);
}

@media (max-width: 768px) {
    .nav-dropdown-toggle {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        position: absolute;
        right: 0.5rem;
        top: 0.25rem;
        width: 2.25rem;
        height: 2.25rem;
        border: 1px solid var(--color-border);
        border-radius: 999px;
        background: var(--color-white);
        color: var(--color-primary);
        font-weight: 700;
        line-height: 1;
        padding: 0;
        font-size: 1rem;
    }

    .nav-dropdown-toggle span {
        display: inline-block;
        transition: transform 0.2s ease;
    }

    .nav-item.has-dropdown.open .nav-dropdown-toggle span {
        transform: rotate(180deg);
    }

    .nav-dropdown-toggle:focus-visible {
        outline: 2px solid var(--color-primary);
        outline-offset: 2px;
    }

    .nav-item.has-dropdown > .nav-link:focus-visible {
        outline: 2px solid var(--color-primary);
        outline-offset: 2px;
    }
}

/* Burger toggle - hidden on desktop */
.nav-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
    flex-direction: column;
    justify-content: center;
    gap: 6px;
    width: 36px;
    height: 36px;
}
.nav-toggle span {
    display: block;
    width: 24px;
    height: 3px;
    background: var(--color-text);
    border-radius: 2px;
    transition: transform 0.3s, opacity 0.3s;
}
.nav-toggle.active span:nth-child(1) { transform: translateY(9px) rotate(45deg); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

/* === Trustpilot widget === */
.trustpilot-widget,
.trustpilot-widget iframe {
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
    height: 72px !important;
    min-height: 72px !important;
    display: inline;
}

.trustpilot-widget--micro-left,
.trustpilot-widget--micro-left iframe {
    width: 300px !important;
    max-width: 100% !important;
    height: 20px !important;
    min-height: 20px !important;
    margin-left: 0;
    margin-right: auto;
}

/* === Hero === */
.hero {
    background: linear-gradient(
        135deg,
        #0047ab 0%,
        #8fb2de 14%,
        #d7e5f3 31%,
        #f7f9fc 43%,
        #ffffff 53%,
        #f7fff9 61%,
        #dff9e9 69%,
        #a6edc6 79%,
        #65ce96 90%,
        #2f8b59 100%
    );
    background-attachment: fixed;
    background-size: cover;
    color: var(--color-heading);
    padding: 3.5rem 1.5rem;
}
.hero {
    position: relative;
    overflow: hidden;
}
.hero-people {
    bottom: 0;
    left: 1.5rem;
    pointer-events: none;
    z-index: 0;
    padding: 4rem 0rem;
}
.hero .container {
    position: relative;
    z-index: 1;
}

.d-none { display: none !important; }
.d-block { display: block !important; }

.trustpilot-desktop { display: block !important; }
.trustpilot-mobile { display: none !important; }
.trustpilot-responsive-spacer { margin: 0; }

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 480px;
    gap: 4rem;
    /*align-items: center;*/
}
.hero-text { text-align: left; overflow: visible; }
.hero h1 {
    font-family: var(--font-heading);
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.1;
    color: var(--color-heading);
    margin-bottom: 1.25rem;
}

.trustpilot-widget {
    display: block;
    max-width: 100%;
    width: 100%;
    overflow: visible;
    display: inline;
}

.hero .trustpilot-widget,
.hero .trustpilot-widget iframe {
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
}

@media (min-width: 769px) {
    .hero .trustpilot-widget,
    .hero .trustpilot-widget iframe {
/*        width: calc(100% + 160px) !important;
        max-width: none !important;*/
    }

    .hero .trustpilot-widget {
        margin-right: -80px;
    }

    .trustpilot-widget--micro-left,
    .trustpilot-widget--micro-left iframe {
        width: 300px !important;
        max-width: 100% !important;
    }

    .trustpilot-widget--micro-left {
        margin-right: auto;
    }
}

.hero-trust {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}

.hero-trust {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}
.hero-stars, .review-stars { color: #00b67a; letter-spacing: 1px; font-size: 1.05rem; }
.hero-trust strong { font-size: 0.9rem; color: var(--color-heading); }
.hero-trust-text { font-size: 0.9rem; color: var(--color-text); }
.hero-fca { font-size: 0.8rem; color: var(--color-muted); margin-bottom: 1.25rem; }

.hero h1 {
    font-family: var(--font-heading);
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.1;
    color: var(--color-heading);
    margin-bottom: 1.25rem;
}
.hero-subtitle {
    max-width: 38rem;
    margin-bottom: 0.75rem;
    color: var(--color-muted);
    font-size: 0.95rem;
    font-weight: 400;
    line-height: 1.45;
}
.hero-tagline { font-size: 1.1rem; font-weight: 400; color: var(--color-text); margin-bottom: 1rem; }
.hero-detail { font-size: 0.95rem; color: var(--color-muted); margin-bottom: 1rem; }
.hero-checklist {
    display: grid;
    gap: 0.45rem;
    margin: 0.85rem 0 0;
    padding: 0;
    list-style: none;
}
.hero-extras {
    display: grid;
    gap: 1rem;
    min-width: 0;
}
.hero-features {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.75rem;
}
.hero-feature {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    padding: 1rem;
    border: 1px solid var(--color-border);
    border-radius: 10px;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
}
.hero-feature-icon {
    display: inline-flex;
    flex: 0 0 1.75rem;
    width: 1.75rem;
    height: 1.75rem;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #e6f6ee;
    color: var(--color-accent);
    font-size: 0.8rem;
    font-weight: 800;
}
.hero-feature h3 {
    margin: 0 0 0.25rem;
    color: var(--color-heading);
    font-size: 0.9rem;
    line-height: 1.25;
}
.hero-feature p {
    margin: 0;
    color: var(--color-muted);
    font-size: 0.78rem;
    line-height: 1.4;
}
.hero-important {
    border: 1px solid var(--color-border);
    border-radius: 10px;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
}
.hero-important-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1rem;
}
.hero-important-icon {
    display: inline-flex;
    flex: 0 0 2rem;
    width: 2rem;
    height: 2rem;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #e6f6ee;
}
.hero-important-title {
    flex: 1;
    margin: 0;
    color: var(--color-heading);
    font-size: 0.95rem;
    font-weight: 700;
}
.hero-important-body {
    padding: 0 1rem 1rem 3.75rem;
    color: var(--color-text);
    font-size: 0.82rem;
    line-height: 1.5;
}
@media (min-width: 901px) {
    .hero-inner {
        grid-template-rows: auto 1fr;
        row-gap: 1.5rem;
    }
    .hero-text {
        grid-column: 1;
        grid-row: 1;
    }
    .hero-inner > .calc-card {
        grid-column: 2;
        grid-row: 1 / span 2;
        align-self: start;
    }
    .hero-extras {
        grid-column: 1;
        grid-row: 2;
        align-self: start;
    }
}
@media (max-width: 900px) {
    .hero-extras {
        width: 100%;
        max-width: 680px;
        margin: 0 auto;
    }
}
@media (max-width: 480px) {
    .hero-features {
        grid-template-columns: 1fr;
    }
    .hero-important-body {
        padding-left: 1rem;
    }
}
.hero-checklist li {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--color-heading);
    font-size: 0.9rem;
    /*font-weight: 600;*/
    line-height: 1.35;
}
.hero-checklist-icon {
    display: inline-flex;
    flex: 0 0 1rem;
    width: 1rem;
    height: 1rem;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--color-accent);
    color: var(--color-white);
    font-size: 0.7rem;
    font-weight: 800;
}

/* === Trustpilot Badge === */
.trustpilot-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    border-radius: 8px;
    padding: 0.6rem 1rem;
    margin-top: 0.25rem;
}
.tp-stars {
    font-size: 1.4rem;
    color: #00b67a;
    letter-spacing: -1px;
    line-height: 1;
}
.tp-info {
    display: flex;
    flex-direction: column;
    gap: 0.1rem;
}
.tp-rating {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--color-white);
}
.tp-meta {
    font-size: 0.72rem;
    color: rgba(255,255,255,0.7);
}
.tp-meta strong { color: rgba(255,255,255,0.9); }
.tp-brand {
    font-size: 0.68rem;
    color: #00b67a;
    font-weight: 600;
}

/* === Content Page === */
.content-page {
    padding: 4rem 1.5rem 5rem;
}
.content-page-inner {
    max-width: 1100px;
}
.content-page-header {
    margin-bottom: 2rem;
}
.content-page-header h1 {
    color: var(--color-primary);
    font-size: 2.5rem;
    line-height: 1.2;
    margin-bottom: 1rem;
}
.content-page-intro {
    font-size: 1.15rem;
    color: var(--color-muted);
    max-width: 720px;
}
.content-page-body {
    background: var(--color-white);
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.content-page-body h2,
.content-page-body h3 {
    color: var(--color-primary);
    margin: 1.75rem 0 0.75rem;
}
.content-page-body h2:first-child,
.content-page-body h3:first-child {
    margin-top: 0;
}
.content-page-body p,
.content-page-body ul,
.content-page-body ol {
    margin-bottom: 1rem;
}
.content-page-body .lead {
    margin-bottom: 1.5rem;
    font-size: 1.05rem;
    line-height: 1.7;
}
.content-page-body .trustpilot-widget,
.content-page-body .trustpilot-widget iframe {
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
    height: 500px !important;
    min-height: 500px !important;
}
.content-page-body ul,
.content-page-body ol {
    padding-left: 1.5rem;
}
.content-page-body li + li {
    margin-top: 0.5rem;
}
.content-page-body .table-scroll {
    overflow-x: auto;
    margin: 1rem 0 2.5rem;
    border: 1px solid var(--color-border);
    border-radius: 0.75rem;
}
.content-page-body table {
    width: 100%;
    min-width: 720px;
    border-collapse: collapse;
    font-size: 0.875rem;
    line-height: 1.5;
}
.content-page-body caption {
    padding: 0.75rem 1rem;
    color: var(--color-heading);
    font-weight: 700;
    text-align: left;
}
.content-page-body th,
.content-page-body td {
    padding: 0.65rem 0.85rem;
    border-top: 1px solid var(--color-border);
    text-align: left;
    vertical-align: top;
}
.content-page-body th {
    background: #f1f4f8;
    color: var(--color-heading);
    font-weight: 700;
    white-space: nowrap;
}
.content-page-body td:first-child {
    font-weight: 600;
    overflow-wrap: anywhere;
}
.content-page-body td ul {
    margin: 0;
    padding-left: 1.1rem;
}
.content-page-body td p {
    margin: 0 0 0.75rem;
}
.content-page-body .terms-jump-list {
    margin: 1.5rem 0 2.5rem;
    padding: 1.5rem;
    border: 1px solid var(--color-border);
    background: #fff;
}
.content-page-body .terms-jump-title {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    margin: 0 0 1rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid var(--color-border);
    color: var(--color-heading);
    font-size: 1.15rem;
}
.content-page-body .terms-jump-title svg {
    color: var(--color-primary);
    flex-shrink: 0;
}
.content-page-body .terms-jump-list ul {
    list-style: none;
    margin: 0;
    padding: 0;
}
.content-page-body .terms-jump-list li + li {
    margin-top: 0.5rem;
}
.content-page-body .terms-jump-list a {
    display: block;
    width: 100%;
    padding: 0.7rem 1rem;
    border-radius: 0.5rem;
    background: var(--color-primary);
    color: #fff;
    font-weight: 600;
    text-decoration: none;
}
.content-page-body .terms-jump-list a:hover,
.content-page-body .terms-jump-list a:focus-visible {
    filter: brightness(0.9);
    color: #fff;
}
.content-page-body .terms-section {
    padding-top: 0.5rem;
}
.content-page-body .content-alert {
    margin: 0 0 2rem;
    padding: 1.25rem 1.5rem;
    border-radius: 0.5rem;
    background: rgb(248, 215, 218);
    color: #58151c;
}
.content-page-body .content-alert h3 {
    margin: 0 0 0.5rem;
    color: #58151c;
}
.content-page-body .content-alert p {
    margin: 0;
}
.content-page-body .terms-section [id] {
    scroll-margin-top: 6rem;
}
.content-page-body tbody tr:nth-child(even) td {
    background: #fafbfd;
}
.payment-options {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.5rem;
    margin: 2rem 0 2.5rem;
}
.payment-option {
    padding: 1.5rem;
    border: 1px solid var(--color-border);
    border-radius: 14px;
    background: var(--color-bg);
}
.payment-option h2 {
    margin-top: 0;
}
.payment-option .btn {
    color: var(--color-white);
}
.payment-details {
    display: grid;
    grid-template-columns: max-content minmax(0, 1fr);
    gap: 0.5rem 1rem;
}
.payment-details dt {
    font-weight: 700;
    color: var(--color-heading);
}
.payment-details dd {
    overflow-wrap: anywhere;
}
.payment-faq-list {
    display: grid;
    gap: 0.75rem;
    margin-top: 1rem;
}
.payment-faq-list details {
    border: 1px solid var(--color-border);
    border-radius: 12px;
    background: var(--color-white);
    overflow: hidden;
}
.payment-faq-list summary {
    cursor: pointer;
    padding: 1rem 1.25rem;
    font-weight: 700;
    color: var(--color-heading);
}
.payment-faq-list details p {
    padding: 0 1.25rem 1rem;
}
.payment-help-intro {
    max-width: 900px;
    margin: 0 auto 2rem;
    text-align: center;
}
.payment-help-sections,
.support-groups {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.5rem;
}
.payment-help-panel,
.support-group {
    padding: 1.5rem;
    border: 1px solid var(--color-border);
    border-radius: 14px;
    background: var(--color-bg);
}
.payment-help-panel h2,
.support-group h3 {
    margin-top: 0;
}
.payment-help-panel-wide,
.support-group-wide {
    grid-column: 1 / -1;
}
.further-support {
    margin-top: 2.5rem;
}
.further-support > h2,
.further-support > p {
    text-align: center;
}
.further-support > p {
    max-width: 900px;
    margin-right: auto;
    margin-left: auto;
}
.support-groups {
    margin-top: 1.5rem;
}
.support-group p:last-child,
.payment-help-panel p:last-child {
    margin-bottom: 0;
}
.quick-pay-open {
    overflow: hidden;
}
.quick-pay-modal {
    position: fixed;
    inset: 0;
    z-index: 1000;
    display: grid;
    place-items: center;
    padding: 1rem;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.18s ease, visibility 0.18s ease;
}
.quick-pay-modal[hidden] {
    display: none;
}
.quick-pay-modal.is-open {
    opacity: 1;
    visibility: visible;
}
.quick-pay-backdrop {
    position: absolute;
    inset: 0;
    background: rgba(17, 30, 56, 0.58);
}
.quick-pay-dialog {
    position: relative;
    width: min(100%, 500px);
    max-height: calc(100vh - 2rem);
    overflow: auto;
    border: 1px solid #666;
    border-radius: 7px;
    background: var(--color-white);
    box-shadow: 0 20px 55px rgba(17, 30, 56, 0.3);
    transform: translateY(12px);
    transition: transform 0.18s ease;
}
.quick-pay-modal.is-open .quick-pay-dialog {
    transform: translateY(0);
}
.quick-pay-header,
.quick-pay-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1rem;
}
.quick-pay-header {
    border-bottom: 1px solid #555;
}
.quick-pay-header h2 {
    color: var(--color-primary);
    font-size: 1.5rem;
}
.quick-pay-close {
    display: grid;
    place-items: center;
    width: 1.5rem;
    height: 1.5rem;
    border: 1px solid #777;
    background: #f5f5f5;
    color: var(--color-heading);
    font-size: 1rem;
    line-height: 1;
    cursor: pointer;
}
.quick-pay-body {
    padding: 2rem 1.25rem 7.5rem;
}
.quick-pay-fields {
    padding: 1.25rem;
    border-radius: 6px;
    background: #eef7f5;
}
.quick-pay-fields .field + .field {
    margin-top: 1.75rem;
}
.quick-pay-fields label {
    color: var(--color-primary);
    font-size: 1.45rem;
    font-weight: 500;
}
.quick-pay-fields p {
    color: var(--color-heading);
}
.quick-pay-amount {
    display: grid;
    grid-template-columns: 2.25rem minmax(0, 1fr);
}
.quick-pay-amount span {
    display: grid;
    place-items: center;
    border: 1px solid var(--color-border-strong);
    border-right: 0;
    border-radius: 7px 0 0 7px;
    background: var(--color-white);
    color: var(--color-primary);
}
.quick-pay-amount input {
    border-radius: 0 7px 7px 0;
}
.quick-pay-status {
    margin-top: 1rem;
    padding: 0.75rem 1rem;
    border-radius: 6px;
}
.quick-pay-error {
    background: #fff0f1;
    color: #9b1c2c;
}
.quick-pay-success {
    background: #e8f8ef;
    color: #17683d;
}
.quick-pay-footer {
    justify-content: flex-end;
    border-top: 1px solid #555;
}
.quick-pay-footer .btn {
    padding: 0.65rem 0.9rem;
}
@media (max-width: 768px) {
    .payment-options {
        grid-template-columns: 1fr;
    }

    .payment-details {
        grid-template-columns: 1fr;
        gap: 0.15rem;
    }

    .payment-details dd + dt {
        margin-top: 0.65rem;
    }

    .payment-help-sections,
    .support-groups {
        grid-template-columns: 1fr;
    }

    .payment-help-panel-wide,
    .support-group-wide {
        grid-column: auto;
    }

    .quick-pay-modal {
        align-items: end;
        padding: 0;
    }

    .quick-pay-dialog {
        width: 100%;
        max-height: 92vh;
        border-right: 0;
        border-bottom: 0;
        border-left: 0;
        border-radius: 14px 14px 0 0;
    }

    .quick-pay-body {
        padding: 1rem 1rem 2rem;
    }

    .quick-pay-fields {
        padding: 1rem;
    }

    .quick-pay-fields label {
        font-size: 1.15rem;
    }

    .quick-pay-footer {
        position: sticky;
        bottom: 0;
        background: var(--color-white);
    }

    .quick-pay-footer .btn {
        width: auto;
    }
}
.faq-section {
    margin-top: 2rem;
}
.faq-heading {
    color: var(--color-primary);
    font-size: 1.75rem;
    margin-bottom: 1rem;
}
.faq-list {
    display: grid;
    gap: 0.75rem;
}
.faq-item {
    background: var(--color-white);
    border-radius: 12px;
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
    overflow: hidden;
}
.faq-item summary {
    list-style: none;
    cursor: pointer;
    padding: 1rem 1.25rem;
    font-weight: 700;
    color: var(--color-primary);
    position: relative;
}
.faq-item summary::-webkit-details-marker {
    display: none;
}
.faq-item summary::after {
    content: '+';
    position: absolute;
    right: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1.4rem;
    line-height: 1;
}
.faq-item[open] summary::after {
    content: '−';
}
.faq-answer {
    padding: 0 1.25rem 1rem;
    color: var(--color-text);
}
.new-customer-card {
    align-self: center;
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: 24px;
    padding: 2.5rem;
    box-shadow: var(--shadow-elevated);
    color: var(--color-text);
}
.new-customer-card h2 {
    margin-bottom: 1rem;
    font-size: 1.5rem;
}
.new-customer-card p {
    margin-bottom: 1.5rem;
}
.faq-answer p {
    margin: 0;
}

/* === Blog === */
.blog-landing,
.blog-post {
    padding: 4rem 1.5rem 5rem;
}
.blog-landing-inner,
.blog-post-inner {
    max-width: 1040px;
}
.blog-landing-header,
.blog-post-header {
    margin-bottom: 2rem;
}
.blog-landing-header h1,
.blog-post-header h1 {
    color: var(--color-primary);
    font-size: 2.5rem;
    line-height: 1.2;
    margin-bottom: 1rem;
}
.blog-landing-intro,
.blog-post-summary {
    font-size: 1.1rem;
    color: var(--color-muted);
    max-width: 760px;
}
.blog-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.5rem;
}
.blog-card {
    background: var(--color-white);
    border-radius: 16px;
    padding: 1.75rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.blog-card-meta,
.blog-post-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem 1rem;
    color: var(--color-muted);
    font-size: 0.9rem;
    margin-bottom: 1rem;
}
.blog-card h2 {
    font-size: 1.4rem;
    margin-bottom: 0.75rem;
}
.blog-card-summary {
    margin-bottom: 1rem;
}
.blog-card-author {
    color: var(--color-muted);
    margin-bottom: 1rem;
}
.blog-card-link {
    font-weight: 700;
}
.blog-empty {
    color: var(--color-muted);
}
.blog-post-eyebrow {
    color: var(--color-primary);
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    margin-bottom: 0.75rem;
}
.blog-post-body {
    background: var(--color-white);
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.blog-post-body h2,
.blog-post-body h3 {
    color: var(--color-primary);
    margin: 1.75rem 0 0.75rem;
}
.blog-post-body h2:first-child,
.blog-post-body h3:first-child {
    margin-top: 0;
}
.blog-post-body p,
.blog-post-body ul,
.blog-post-body ol {
    margin-bottom: 1rem;
}
.blog-post-body ul,
.blog-post-body ol {
    padding-left: 1.5rem;
}
.blog-featured {
    background: var(--color-primary);
    color: var(--color-white);
    border-radius: 18px;
    padding: 2.25rem;
    margin-bottom: 2rem;
    box-shadow: 0 8px 28px rgba(0,71,171,0.25);
}
.blog-featured-label {
    text-transform: uppercase;
    letter-spacing: 0.08em;
    font-size: 0.8rem;
    font-weight: 700;
    opacity: 0.85;
    margin-bottom: 0.5rem;
}
.blog-featured h2 {
    font-size: 1.9rem;
    margin-bottom: 0.75rem;
    color: var(--color-white);
}
.blog-featured h2 a {
    color: var(--color-white);
}
.blog-featured-summary {
    font-size: 1.1rem;
    opacity: 0.9;
    margin-bottom: 1rem;
}
.blog-featured .blog-card-meta {
    color: rgba(255,255,255,0.8);
}
.blog-featured .blog-card-meta a {
    color: var(--color-white);
    text-decoration: underline;
}
.blog-featured .blog-card-link {
    color: var(--color-white);
    text-decoration: underline;
}
.blog-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1rem;
}
.blog-tag {
    display: inline-block;
    background: rgba(0,71,171,0.1);
    color: var(--color-primary);
    border-radius: 999px;
    padding: 0.2rem 0.75rem;
    font-size: 0.78rem;
    font-weight: 600;
}
.blog-featured .blog-tag {
    background: rgba(255,255,255,0.18);
    color: var(--color-white);
}
.blog-post-tags {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    margin-top: 1.5rem;
}
.blog-post-tags-label {
    font-weight: 700;
    color: var(--color-muted);
}

/* === Blog landing: hero, carousel, search === */
.blog-hero {
    padding: 4rem 1.5rem;
    background: linear-gradient(110deg, #5b7bb8 0%, #e9eef5 55%, #7ed6a4 100%);
}
.blog-hero-inner {
    max-width: 1040px;
}
.blog-hero h1 {
    color: var(--color-primary);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}
.blog-landing {
    padding-top: 3rem;
}
.blog-section-title {
    font-size: 1.6rem;
    color: var(--color-primary);
    margin-bottom: 1.5rem;
}
.blog-section-title-center {
    text-align: center;
}
.blog-featured-section {
    margin-bottom: 4rem;
}
.blog-carousel {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}
.blog-carousel-track {
    display: flex;
    gap: 1.5rem;
    flex: 1;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    padding: 0.5rem 0.25rem 1rem;
}
.blog-carousel-track::-webkit-scrollbar {
    display: none;
}
.blog-carousel-track .blog-card {
    flex: 0 0 calc((100% - 3rem) / 3);
    scroll-snap-align: start;
}
.blog-carousel-btn,
.blog-more-btn {
    flex: 0 0 auto;
    width: 2.5rem;
    height: 2.5rem;
    border-radius: 50%;
    border: 1px solid #c9d1de;
    background: var(--color-white);
    color: var(--color-primary);
    font-size: 1.4rem;
    line-height: 1;
    cursor: pointer;
}
.blog-search {
    max-width: 520px;
    margin: 0 auto 1.25rem;
}
.blog-search-input {
    width: 100%;
    padding: 0.8rem 1.25rem;
    border: 0;
    border-radius: 999px;
    background: #e8e4f3;
    font: inherit;
}
.blog-filter-chips {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 0.5rem;
    margin-bottom: 1rem;
}
.blog-chip {
    border: 1px solid #c9d1de;
    background: var(--color-white);
    color: var(--color-primary);
    border-radius: 999px;
    padding: 0.3rem 0.9rem;
    font-size: 0.85rem;
    cursor: pointer;
}
.blog-chip.is-active {
    background: var(--color-primary);
    color: var(--color-white);
    border-color: var(--color-primary);
}
.blog-count {
    text-align: center;
    font-style: italic;
    color: var(--color-muted);
    margin-bottom: 1.5rem;
}
.blog-grid {
    grid-template-columns: repeat(3, 1fr);
}
.blog-card {
    display: flex;
    flex-direction: column;
    padding: 0;
    overflow: hidden;
}
.blog-card[hidden] {
    display: none;
}
.blog-card-image {
    display: block;
    aspect-ratio: 16 / 9;
    background: #dfe5ee;
}
.blog-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}
.blog-card-body {
    padding: 1.25rem;
    display: flex;
    flex-direction: column;
    flex: 1;
}
.blog-card h3 {
    font-size: 1.15rem;
    margin-bottom: 0.5rem;
}
.blog-card-link {
    margin-top: auto;
}
.blog-tag-type {
    background: var(--color-primary);
    color: var(--color-white);
}
.blog-more {
    text-align: center;
    margin-top: 2rem;
}
.blog-more[hidden],
.blog-empty[hidden] {
    display: none;
}
@media (max-width: 900px) {
    .blog-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .blog-carousel-track .blog-card {
        flex-basis: calc((100% - 1.5rem) / 2);
    }
}
@media (max-width: 600px) {
    .blog-grid {
        grid-template-columns: 1fr;
    }
    .blog-carousel-track .blog-card {
        flex-basis: 85%;
    }
}

/* === Blog post (mockup layout) === */
.blog-post { padding: 0 0 5rem; background: #f4f6f9; }
.blog-post-hero {
    background: var(--gradient-panel);
    padding: 2.5rem 1.5rem 3rem;
}
.blog-post-hero-inner { max-width: 1200px; }
.blog-back-link {
    display: inline-block;
    padding: 0.45rem 1rem;
    border: 1px solid var(--color-primary);
    border-radius: 8px;
    background: #fff;
    color: var(--color-primary);
    font-size: 0.85rem;
    font-weight: 600;
    text-decoration: none;
    margin-bottom: 2rem;
}
.blog-post-hero h1 {
    color: #0b0b1a;
    font-size: 2.6rem;
    line-height: 1.2;
    max-width: 780px;
    margin-bottom: 1.25rem;
}
.blog-post-meta-line { color: #1d2433; font-size: 0.95rem; margin: 0; }
.blog-meta-sep { margin: 0 0.35rem; }
.blog-post-layout {
    display: grid;
    grid-template-columns: 260px minmax(0, 1fr);
    gap: 2.5rem;
    max-width: 1200px;
    padding: 3rem 1.5rem 0;
    align-items: start;
}
.blog-contents {
    position: sticky;
    top: 1.5rem;
    background: #fff;
    border: 1px solid #d5e2f5;
    border-radius: 10px;
    overflow: hidden;
}
.blog-contents-title {
    background: #eaf2fd;
    padding: 0.85rem 1.1rem;
    font-weight: 700;
    border-bottom: 1px solid #d5e2f5;
}
.blog-contents ul { list-style: none; margin: 0; padding: 0.9rem 1.1rem; }
.blog-contents li { margin-bottom: 0.7rem; }
.blog-contents a { color: var(--color-primary); font-size: 0.85rem; text-decoration: none; }
.blog-contents a:hover { text-decoration: underline; }
.blog-post-layout .blog-post-summary { max-width: none; margin-bottom: 1rem; }
.blog-post-layout .blog-post-body {
    background: transparent;
    box-shadow: none;
    padding: 0;
    border-radius: 0;
}
.blog-post-layout .blog-post-body h2 { color: #0b0b1a; scroll-margin-top: 1.5rem; font-size: 1.6rem; }
@media (max-width: 860px) {
    .blog-post-hero h1 { font-size: 2rem; }
    .blog-post-layout { grid-template-columns: 1fr; gap: 1.5rem; padding-top: 2rem; }
    .blog-contents { position: static; border-radius: 14px; }
}
html { scroll-behavior: smooth; }
.author-profile {
    padding: 4rem 1.5rem 5rem;
}
.author-profile-inner {
    max-width: 1040px;
}
.author-profile-header {
    margin-bottom: 1.5rem;
}
.author-profile-header h1 {
    color: var(--color-primary);
    font-size: 2.5rem;
    line-height: 1.2;
    margin-bottom: 0.5rem;
}
.author-profile-role {
    color: var(--color-muted);
    font-size: 1.1rem;
}
.author-profile-bio {
    background: var(--color-white);
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.06);
    margin-bottom: 2.5rem;
}
.author-profile-posts-heading {
    color: var(--color-primary);
    font-size: 1.6rem;
    margin-bottom: 1rem;
}

/* === Loan Calculator === */
.loan-calculator .btn-primary { background: #ff6347; }
.loan-calculator .btn-primary:hover { background: #e6452b; }

.representative-apr-badge {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
    margin-top: 1rem;
    padding: 0.9rem 1rem;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.9);
    border: 1px solid var(--color-border);
    box-shadow: 0 8px 20px rgba(17, 30, 56, 0.08);
    max-width: 320px;
}
.representative-apr-label {
    font-size: 0.72rem;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--color-muted);
    font-weight: 700;
}
.representative-apr-value {
    font-size: 1.65rem;
    font-family: var(--font-heading);
    font-weight: 800;
    line-height: 1.2;
    color: var(--color-primary);
}
.representative-apr-caption {
    font-size: 0.72rem;
    color: var(--color-muted);
}

.calc-card {
    background: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: 24px;
    padding: 2.5rem;
    box-shadow: var(--shadow-elevated);
    color: var(--color-text);
}
.calc-title {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--color-heading);
    margin-bottom: 1.5rem;
    text-align: left;
}
.calc-field { margin-bottom: 1.5rem; }
.calc-label-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 0.4rem;
}
.calc-label-row label { font-weight: 600; font-size: 0.875rem; color: var(--color-text); }
.calc-value { font-family: var(--font-heading); font-weight: 800; font-size: 1.25rem; color: var(--color-primary); }
.select-wrap {
    position: relative;
}
select[data-role="loan-amount"],
select[data-role="loan-term"] {
    width: 100%;
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    background: var(--color-white);
    border: 2px solid var(--color-heading);
    border-radius: 8px;
    color: var(--color-heading);
    font-family: var(--font-family);
    font-size: 1.05rem;
    font-weight: 600;
    line-height: 1.4;
    padding: 0.9rem 3rem 0.9rem 1rem;
    cursor: pointer;
    outline: none;
    box-shadow: none;
    background-image: linear-gradient(45deg, transparent 50%, var(--color-primary) 50%),
        linear-gradient(135deg, var(--color-primary) 50%, transparent 50%);
    background-position: calc(100% - 20px) calc(50% - 3px), calc(100% - 14px) calc(50% - 3px);
    background-size: 6px 6px, 6px 6px;
    background-repeat: no-repeat;
}
select[data-role="loan-amount"] option,
select[data-role="loan-term"] option {
    color: var(--color-heading);
    background: var(--color-white);
    font-weight: 500;
}
select[data-role="loan-amount"]:focus,
select[data-role="loan-term"]:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(0,71,171,0.12);
}
select[data-role="loan-amount"] option:checked,
select[data-role="loan-term"] option:checked {
    background: var(--color-primary);
    color: var(--color-white);
}
.calc-range-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    color: var(--color-muted);
    margin-top: 0.25rem;
}
.calc-results {
    background: var(--color-bg);
    border-radius: 12px;
    padding: 1.25rem;
    margin: 1.5rem 0;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}
.calc-result-item { display: flex; justify-content: space-between; align-items: center; }
.calc-result-label { font-size: 0.875rem; color: var(--color-text); }
.calc-result-value { font-family: var(--font-heading); font-weight: 800; font-size: 1.35rem; color: var(--color-heading); }
.calc-fee-note { font-size: 0.7rem; color: var(--color-muted); text-align: right; margin-top: -0.3rem; }
.calc-disclaimer {
    font-size: 0.72rem;
    color: var(--color-muted);
    text-align: center;
    margin-top: 0.75rem;
    line-height: 1.4;
}

.calc-horizontal-rule {
    margin: 1rem
}

.calc-additional-funds-label {
    font-size: 0.875rem;
    color: var(--color-text);
    /*margin: 0.10rem*/
}
.calc-new-customer-message {
    margin-top: 1.25rem;
    padding-top: 1.25rem;
    border-top: 1px solid var(--color-border);
}
.calc-new-customer-message h3 {
    margin-bottom: 0.5rem;
    font-size: 1.05rem;
}
.calc-new-customer-message p {
    font-size: 0.8rem;
    line-height: 1.5;
    color: var(--color-text);
}


/* === Hero trust badge === */
.hero-trust {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.75rem;
}
.hero-stars, .review-stars { color: #00b67a; letter-spacing: 1px; font-size: 1.05rem; }
.hero-trust strong { font-size: 0.9rem; color: var(--color-heading); }
.hero-trust-text { font-size: 0.9rem; color: var(--color-text); }
.hero-fca { font-size: 0.8rem; color: var(--color-muted); margin-bottom: 1.25rem; }

.contact-page {
    background: #fff;
}
.contact-shell {
    max-width: 980px;
    margin: 0 auto;
    padding-top: 3rem;
    padding-bottom: 3.5rem;
}
.contact-shell > h1 {
    margin-bottom: 2rem;
    text-align: center;
    font-size: clamp(2rem, 4vw, 2.7rem);
}
.contact-cards {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1rem;
}
.contact-card {
    background: #f3f5f8;
    border: 1px solid #e0e5ec;
    border-radius: 10px;
    padding: 1.5rem;
    box-shadow: none;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.55rem;
}
.contact-card-icon {
    width: 2.75rem;
    height: 2.75rem;
    border-radius: 10px;
    display: grid;
    place-items: center;
    background: #eefbf6;
    color: var(--color-primary);
}
.contact-card-icon svg {
    width: 1.5rem;
    height: 1.5rem;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
    stroke-linecap: round;
    stroke-linejoin: round;
}
.contact-card-icon-users {
    color: var(--color-accent);
}
.contact-card-icon-chat,
.contact-card-icon-pin {
    color: var(--color-primary);
}
.contact-card h3 {
    font-size: 1rem;
    margin: 0;
    color: var(--color-heading);
}
.contact-card p {
    margin: 0;
    color: var(--color-text);
    font-size: 0.8rem;
    line-height: 1.45;
}
.contact-card a:not(.btn) {
    text-decoration: underline;
}
.contact-card .btn {
    margin-top: auto;
    width: auto;
    padding: 0.65rem 1.1rem;
    border-radius: 5px;
    background: var(--color-primary);
    font-size: 0.78rem;
}
.contact-form-section {
    scroll-margin-top: 6rem;
    padding: 3.5rem 1.5rem 4rem;
    background: var(--gradient-panel);
}
.contact-form-container {
    max-width: 900px;
}
.contact-form-section h2 {
    text-align: center;
    margin-bottom: 1.75rem;
    font-size: 2.1rem;
    color: var(--color-heading);
}
.contact-form-shell {
    max-width: 610px;
    margin: 0 auto;
    padding: 1.75rem;
    border: 1px solid rgba(17, 30, 56, 0.12);
    border-radius: 12px;
    background: #fff;
    box-shadow: 0 12px 30px rgba(17, 30, 56, 0.14);
}
.contact-form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.8rem 1rem;
}
.field {
    display: flex;
    flex-direction: column;
    gap: 0.3rem;
}
.field-full {
    grid-column: 1 / -1;
}
.field label {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--color-heading);
}
.field label span {
    color: #d33;
}
.field input,
.field select,
.field textarea {
    width: 100%;
    border: 1px solid var(--color-border-strong);
    border-radius: 5px;
    background: var(--color-white);
    padding: 0.65rem 0.75rem;
    font: inherit;
    font-size: 0.8rem;
    color: var(--color-heading);
}
.field textarea {
    min-height: 95px;
    resize: vertical;
}
.form-actions {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 0.75rem;
    margin-top: 0.5rem;
}
.checkbox-row {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    width: 220px;
    min-height: 58px;
    padding: 0.75rem;
    border: 1px solid var(--color-border);
    background: #fafafa;
    font-size: 0.78rem;
    color: var(--color-text);
}
.checkbox-row input {
    width: 1.2rem;
    height: 1.2rem;
}
.contact-captcha-mark {
    width: 1.8rem;
    height: 1.8rem;
    margin-left: auto;
    border-radius: 50%;
    background: var(--color-primary);
}
.contact-recaptcha-note {
    margin: 0.9rem 0 0;
    color: var(--color-muted);
    font-size: 0.68rem;
    text-align: right;
}
.contact-recaptcha-note a {
    text-decoration: underline;
}
.contact-form .form-actions .btn {
    min-width: 105px;
    padding: 0.65rem 1.15rem;
    border-radius: 5px;
    background: var(--color-primary);
}

/* === Support hub === */
.support-hub-hero,
.support-contact {
    background: var(--gradient-panel);
}
.support-hub-hero { padding: 4.25rem 0; }
.support-hub-narrow { max-width: 760px; }
.support-hub-hero h1 { margin-bottom: 0.8rem; font-size: clamp(2.5rem, 5vw, 4rem); }
.support-hub-hero p { max-width: 650px; color: var(--color-heading); font-size: 1.05rem; }
.support-hub-trust { display: flex; flex-wrap: wrap; gap: 0.65rem; align-items: center; margin-top: 1.25rem; font-size: 0.85rem; }
.support-hub-trust span { color: #00a878; letter-spacing: 0.12em; }
.support-hub-content { max-width: 1040px; }
.support-hub-overview { padding: 4rem 0 2rem; background: #fff; }
.support-overview-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
.support-overview-card { display: flex; min-height: 255px; flex-direction: column; padding: 1.75rem; border: 1px solid var(--color-border-strong); border-radius: 0.75rem; box-shadow: var(--shadow-card); }
.support-overview-card h2 { margin-bottom: 1rem; color: var(--color-primary); font-size: 1.35rem; }
.support-overview-card p { margin-bottom: 1rem; font-size: 0.9rem; }
.support-overview-card a { margin-top: auto; font-size: 0.85rem; font-weight: 700; text-decoration: underline; }
.support-availability { margin-top: 1.8rem; color: var(--color-heading); font-size: 0.85rem; font-weight: 600; text-align: center; }
.support-hub-filters { padding: 3.25rem 0; background: #f1f4f8; }
.support-filter-label { margin-bottom: 1rem; font-size: 0.8rem; }
.support-hub-filters h2 { margin-bottom: 1.5rem; font-size: 2rem; }
.support-filter-chips { display: flex; flex-wrap: wrap; gap: 0.65rem; }
.support-filter-chips button { padding: 0.55rem 0.9rem; border: 1px solid var(--color-border-strong); border-radius: 0.45rem; background: #fff; color: var(--color-heading); cursor: pointer; }
.support-filter-chips button.is-active { border-color: var(--color-primary); background: var(--color-primary); color: #fff; }
.support-hub-faqs { padding: 4rem 0; background: #fff; text-align: center; }
.support-hub-faqs h2 { margin-bottom: 1.5rem; font-size: 2.2rem; }
.support-search { display: grid; grid-template-columns: auto 1fr auto; gap: 0.75rem; align-items: center; max-width: 620px; margin: 0 auto; padding: 0.65rem 1rem; border-radius: 999px; background: #f1ebf5; }
.support-search input { width: 100%; border: 0; outline: 0; background: transparent; }
.support-results-count { margin: 1rem 0 2rem; color: var(--color-muted); font-size: 0.75rem; }
.support-faq-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; text-align: left; }
.support-faq-card { display: flex; min-height: 235px; flex-direction: column; padding: 1.25rem; border: 1px solid var(--color-border); border-radius: 0.65rem; box-shadow: var(--shadow-card); }
.support-faq-card[hidden],
.support-empty[hidden],
.support-show-more[hidden] { display: none; }
.support-faq-tags { display: flex; flex-wrap: wrap; gap: 0.35rem; margin-bottom: 0.75rem; }
.support-faq-tags span { padding: 0.22rem 0.45rem; border-radius: 0.25rem; background: #edf3fa; color: var(--color-primary); font-size: 0.62rem; font-weight: 700; }
.support-faq-card h3 { margin-bottom: 0.75rem; font-size: 1rem; }
.support-faq-card p { display: -webkit-box; overflow: hidden; margin-bottom: 1rem; font-size: 0.82rem; -webkit-box-orient: vertical; -webkit-line-clamp: 4; }
.support-faq-card a { margin-top: auto; font-size: 0.8rem; font-weight: 700; }
.support-empty { margin: 2rem 0; }
.support-show-more { display: grid; width: 2.25rem; height: 2.25rem; margin: 2rem auto 0; place-items: center; border: 1px solid var(--color-heading); border-radius: 50%; background: #fff; cursor: pointer; }
.support-organisations { padding: 4rem 0; border-top: 1px solid var(--color-border); background: #fff; text-align: center; }
.support-section-heading { margin-bottom: 2rem; text-align: center; }
.support-section-heading h2 { margin-bottom: 0.5rem; font-size: 2rem; }
.support-section-heading p { color: var(--color-muted); }
.support-organisations label { display: block; max-width: 480px; margin: 0 auto 0.5rem; color: var(--color-heading); font-size: 0.8rem; font-weight: 700; text-align: left; }
.support-organisations select { width: 100%; max-width: 480px; padding: 0.75rem; border: 1px solid var(--color-border-strong); border-radius: 0.5rem; background: #fff; }
.support-organisation-carousel { display: flex; gap: 0.75rem; align-items: center; margin-top: 2rem; }
.support-organisation-track { display: flex; flex: 1; min-width: 0; gap: 1rem; overflow-x: auto; padding: 0.5rem; scroll-snap-type: x mandatory; scrollbar-width: none; }
.support-organisation-track::-webkit-scrollbar { display: none; }
.support-organisation-carousel-button { display: grid; flex: 0 0 2.5rem; width: 2.5rem; height: 2.5rem; place-items: center; border: 1px solid var(--color-border-strong); border-radius: 50%; background: #fff; color: var(--color-primary); font-size: 1.4rem; cursor: pointer; }
.support-organisation-card { display: flex; flex: 0 0 calc((100% - 4rem) / 5); min-width: 0; min-height: 130px; flex-direction: column; gap: 0.65rem; align-items: center; justify-content: center; padding: 1rem; border: 1px solid var(--color-border); border-radius: 0.7rem; background: #fff; box-shadow: var(--shadow-card); scroll-snap-align: start; cursor: pointer; }
.support-organisation-track-auto { position: relative; display: block; height: 146px; overflow: hidden; scroll-snap-type: none; --card-width: 180px; }
.support-organisation-track-auto .support-organisation-card {
    position: absolute;
    left: max(var(--start-position), 100%);
    width: var(--card-width);
    min-height: 130px;
    animation: support-organisation-scroll var(--duration) linear infinite;
    animation-delay: calc((var(--duration)/var(--quantity)) * (var(--position) - 1) - var(--duration));
}
.support-organisation-carousel:hover .support-organisation-card,
.support-organisation-carousel:focus-within .support-organisation-card,
.support-modal-open .support-organisation-card { animation-play-state: paused; }
@keyframes support-organisation-scroll {
    to { left: calc(-1 * var(--card-width)); }
}
.support-organisation-card img { max-width: 110px; max-height: 45px; object-fit: contain; }
.support-organisation-card strong { color: var(--color-primary); font-size: 1.05rem; }
.support-organisation-note { margin-top: 1rem; color: var(--color-muted); font-size: 0.7rem; }
.support-organisation-modal[hidden] { display: none; }
.support-organisation-modal { position: fixed; z-index: 1000; inset: 0; display: grid; padding: 1.5rem; place-items: center; }
.support-organisation-modal-backdrop { position: absolute; inset: 0; background: rgba(17, 30, 56, 0.72); }
.support-organisation-modal-dialog { position: relative; z-index: 1; width: min(100%, 480px); padding: 2rem; border-radius: 0.85rem; background: #fff; text-align: left; box-shadow: var(--shadow-elevated); }
.support-organisation-modal-close { position: absolute; top: 0.75rem; right: 0.75rem; width: 2rem; height: 2rem; border: 0; border-radius: 50%; background: #f1f4f8; color: var(--color-heading); font-size: 1.35rem; cursor: pointer; }
.support-organisation-modal-logo[hidden] { display: none; }
.support-organisation-modal-logo { display: grid; min-height: 108px; margin-bottom: 1.25rem; padding: 1rem; place-items: center; border: 1px solid var(--color-border); border-radius: 0.65rem; }
.support-organisation-modal-logo img { max-width: 100%; max-height: 78px; object-fit: contain; }
.support-organisation-modal-dialog h2 { margin: 0 2rem 0.75rem 0; font-size: 1.75rem; }
.support-organisation-modal-dialog p { margin-bottom: 1.5rem; color: var(--color-muted); }
.support-organisation-modal-dialog .btn { padding: 0.75rem 1.25rem; }
.support-modal-open { overflow: hidden; }
.support-guides { padding: 4rem 0; background: #f1f4f8; }
.support-guides h2 { margin-bottom: 2rem; text-align: center; }
.support-guide-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
.support-guide-card { overflow: hidden; border: 1px solid var(--color-border); border-radius: 0.65rem; background: #fff; box-shadow: var(--shadow-card); }
.support-guide-image { display: grid; height: 105px; place-items: center; background: var(--gradient-panel); color: var(--color-primary); font-size: 1.4rem; font-weight: 900; }
.support-guide-image img { width: 100%; height: 100%; object-fit: cover; }
.support-guide-body { padding: 1rem; }
.support-guide-body h3 { margin-bottom: 0.5rem; font-size: 0.95rem; }
.support-guide-body p { margin-bottom: 0.75rem; font-size: 0.75rem; }
.support-guide-body a { font-size: 0.75rem; font-weight: 700; }
.support-contact { padding: 4rem 0; }
.support-contact-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; max-width: 820px; margin: 0 auto; }
.support-contact-card { display: flex; min-height: 290px; flex-direction: column; align-items: flex-start; padding: 1.75rem; border-radius: 0.75rem; background: #fff; box-shadow: var(--shadow-elevated); }
.support-contact-icon { display: grid; width: 2.5rem; height: 2.5rem; margin-bottom: 0.8rem; place-items: center; border-radius: 50%; background: #edf3fa; color: var(--color-primary); }
.support-contact-icon-green { background: var(--color-accent-light); color: var(--color-accent); }
.support-contact-card h3 { margin-bottom: 0.7rem; }
.support-contact-card > a:not(.btn) { font-size: 0.82rem; text-decoration: underline; }
.support-contact-card p { font-size: 0.78rem; }
.support-contact-card .btn { margin-top: auto; padding: 0.7rem 1.25rem; border-radius: 0.35rem; background: var(--color-primary); }
@media (max-width: 900px) {
    .support-organisation-card { flex-basis: calc((100% - 2rem) / 3); }
    .support-overview-grid, .support-faq-grid { grid-template-columns: repeat(2, 1fr); }
    .support-guide-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
    .support-hub-hero, .support-hub-overview, .support-hub-filters, .support-hub-faqs, .support-organisations, .support-guides, .support-contact { padding: 3rem 0; }
    .support-organisation-card { flex-basis: 85%; }
    .support-organisation-track-auto { --card-width: 75vw; }
    .support-overview-grid, .support-faq-grid, .support-guide-grid, .support-contact-grid { grid-template-columns: 1fr; }
    .support-overview-card, .support-faq-card, .support-contact-card { min-height: 0; }
}
@media (prefers-reduced-motion: reduce) {
    .support-organisation-track-auto { display: flex; height: auto; overflow-x: auto; scroll-snap-type: x mandatory; }
    .support-organisation-track-auto .support-organisation-card { position: static; width: auto; animation: none; }
}
.form-success,
.form-error {
    margin-top: 1rem;
    padding: 0.9rem 1rem;
    border-radius: 10px;
    font-weight: 600;
}
.form-success {
    background: rgba(0,171,100,0.08);
    border: 1px solid rgba(0,171,100,0.2);
    color: var(--color-heading);
}
.form-error {
    background: rgba(220,53,69,0.06);
    border: 1px solid rgba(220,53,69,0.2);
    color: #8f1d2d;
}
.hero-notice {
    display: block;
    max-width: 620px;
    margin-top: 1.5rem;
    padding: 1rem 1.25rem;
    border: 1px solid var(--color-border);
    background: rgba(0, 131, 108, 0.14);
    border-radius: 10px;
    font-size: 0.875rem;
    line-height: 1.5;
    color: var(--color-heading);
}
.criteria-notice {
    margin-top: 3rem;
    padding: 1rem 1.25rem;
    border: 1px solid var(--color-border);
    background: rgba(0, 0, 0, 0.02);
    border-radius: 10px;
    font-size: 0.875rem;
    line-height: 1.5;
    color: var(--color-text);
}

/* === Section heading === */
.section-heading { max-width: 800px; margin: 0 auto 3rem; text-align: center; }
.section-heading h2 {
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 800;
    color: var(--color-heading);
    line-height: 1.2;
}
.section-heading p { margin-top: 1rem; font-size: 1rem; color: var(--color-text); }
.section-cta { text-align: center; margin-top: 3rem; }
.section-cta-note { margin-top: 1rem; font-size: 0.875rem; color: var(--color-muted); }

/* === Steps === */
.steps-section { background: var(--color-white); padding: 5rem 0; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2.5rem; }
.step-card {
    background: var(--color-white);
    border: 1px solid rgba(139,132,132,0.4);
    border-radius: 16px;
    padding: 2rem;
}
.step-number {
    display: grid;
    place-items: center;
    width: 2.25rem;
    height: 2.25rem;
    border-radius: 50%;
    background: var(--color-primary);
    color: var(--color-white);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 1.1rem;
}
.step-card h3 { margin: 1rem 0; font-size: 1.25rem; }
.step-card p { color: var(--color-text); font-size: 0.9rem; }

/* === Criteria === */
.criteria-section { padding: 5rem 0; }
.criteria-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}
.criteria-intro h2 { font-size: 2.25rem; line-height: 1.2; margin-bottom: 2rem; }
.criteria-list { list-style: none; display: flex; flex-direction: column; gap: 1.25rem; }
.criteria-list li {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    font-weight: 500;
    color: var(--color-heading);
}
.criteria-check {
    flex: 0 0 auto;
    display: grid;
    place-items: center;
    width: 1.5rem;
    height: 1.5rem;
    border-radius: 50%;
    background: var(--color-accent-light);
    color: var(--color-accent);
    font-size: 0.8rem;
    font-weight: 700;
}

/* === Uses === */
.uses-section { background: var(--color-white); padding: 5rem 0; }
.uses-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
.use-card {
    display: flex;
    flex-direction: column;
    background: var(--color-border);
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 10px 10px rgba(0,0,0,0.02);
}
.use-card h3 { font-size: 1.1rem; margin-bottom: 1rem; }
.use-card p { font-size: 0.9rem; color: var(--color-text); margin-bottom: 1.75rem; }
.use-card-btn {
    display: block;
    margin-top: auto;
    padding: 0.75rem 1rem;
    background: #ff6146;
    color: var(--color-white);
    text-align: center;
    font-size: 0.85rem;
    box-shadow: 0 6px 12px rgba(255, 97, 70, 0.25);
}
.use-card-btn:hover { background: #e94f35; color: var(--color-white); }
.visually-hidden {
    position: absolute !important;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
    white-space: nowrap;
}

/* === Reviews === */
.reviews-section { padding: 5rem 0; }
.reviews-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.review-card {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    background: var(--color-white);
    border: 1px solid rgba(139,132,132,0.5);
    border-radius: 12px;
    padding: 1.5rem;
}
.review-card h3 { font-size: 1rem; }
.review-card p { font-size: 0.875rem; color: var(--color-text); flex: 1; }
.review-author {
    display: flex;
    flex-direction: column;
    font-weight: 600;
    font-size: 0.875rem;
    color: var(--color-heading);
}
.review-author span { font-weight: 400; font-size: 0.78rem; color: var(--color-muted); }
.reviews-trust {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: 0.5rem;
    margin-top: 2rem;
    font-size: 0.9rem;
    color: var(--color-text);
}

/* === About === */
.about-section { background: var(--color-white); padding: 5rem 0; }
.about-inner { text-align: center; }
.about-body {
    max-width: 1100px;
    margin: 0 auto;
    text-align: center;
}
.about-body p {
    font-size: 1.1rem;
    line-height: 1.6;
    color: var(--color-text);
    margin-bottom: 1.5rem;
}
.about-toggle {
    display: none;
}

@media (max-width: 640px) {
    .about-body {
        position: relative;
        max-height: 14rem;
        overflow: hidden;
        transition: max-height 0.3s ease;
    }
    .about-body.is-expanded {
        max-height: 100rem;
    }
    .about-toggle {
        display: inline-grid;
        width: 2rem;
        height: 2rem;
        margin-top: 0.25rem;
        place-items: center;
        border: 1px solid var(--color-border-strong);
        border-radius: 50%;
        background: var(--color-white);
        color: var(--color-heading);
        box-shadow: var(--shadow-card);
        cursor: pointer;
    }
    .about-toggle span {
        transition: transform 0.2s ease;
    }
    .about-toggle[aria-expanded="true"] span {
        transform: rotate(180deg);
    }
}

.trustpilot-widget {
    width: auto;
    position: relative;
    align-content: start;
}

/* === Home FAQ === */
.home-faq-section {
    background: linear-gradient(120deg, #eef2f8 0%, #f4f6f8 50%, #e9f4ef 100%);
    padding: 5rem 0;
}
.home-faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 0.75rem; }
.home-faq-item {
    background: var(--color-white);
    border-radius: 12px;
    border-bottom: 1.5px solid rgba(139,132,132,0.5);
    overflow: hidden;
}
.home-faq-item summary {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1.25rem;
    padding: 1.25rem 1.5rem;
    cursor: pointer;
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 1rem;
    color: var(--color-heading);
    list-style: none;
}
.home-faq-item summary::-webkit-details-marker { display: none; }
.home-faq-item summary::after {
    content: "+";
    flex: 0 0 auto;
    display: grid;
    place-items: center;
    width: 1.5rem;
    height: 1.5rem;
    border-radius: 50%;
    background: var(--color-accent-light);
    color: var(--color-accent);
    font-size: 1rem;
    transition: transform 0.2s;
}
.home-faq-item[open] summary::after { content: "–"; }
.home-faq-item p {
    padding: 0 1.5rem 1.25rem;
    font-size: 0.9rem;
    line-height: 1.6;
    color: var(--color-text);
}

/* === Homepage guides === */
.home-guides-section {
    padding: 3.5rem 0 4rem;
    background: linear-gradient(110deg, #f8fbff 0%, #f8fcfa 52%, #8cebb5 100%);
}
.home-guides-section h2 {
    margin-bottom: 1.5rem;
    text-align: center;
    font-size: 1.6rem;
}
.home-guides-carousel {
    display: flex;
    align-items: center;
    gap: 1rem;
}
.home-guides-track {
    display: flex;
    flex: 1;
    gap: 1.25rem;
    min-width: 0;
    padding: 0.4rem 0.2rem 0.8rem;
    overflow-x: auto;
    scroll-behavior: smooth;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
}
.home-guides-track::-webkit-scrollbar {
    display: none;
}
.home-guides-track .blog-card {
    display: grid;
    flex: 0 0 calc((100% - 2.5rem) / 3);
    grid-template-columns: 42% minmax(0, 1fr);
    min-width: 0;
    padding: 0;
    overflow: hidden;
    border: 1px solid var(--color-border);
    border-radius: 10px;
    box-shadow: var(--shadow-card);
    scroll-snap-align: start;
}
.home-guides-track .blog-card-image {
    width: 100%;
    height: 100%;
    min-width: 0;
    min-height: 10.5rem;
    aspect-ratio: auto;
    overflow: hidden;
}
.home-guides-track .blog-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}
.home-guides-track .blog-card-body {
    min-width: 0;
    padding: 0.85rem;
    text-align: left;
}
.home-guides-track .blog-tags {
    justify-content: flex-start;
    margin-bottom: 0.45rem;
}
.home-guides-track .blog-tag:not(.blog-tag-type) {
    display: none;
}
.home-guides-track .blog-tag-type {
    background: #e8f0fb;
    color: var(--color-primary);
    border: 1px solid #c9d8ef;
    padding: 0.15rem 0.45rem;
    border-radius: 3px;
    font-size: 0.6rem;
    text-transform: uppercase;
}
.home-guides-track .blog-card h3 {
    margin-bottom: 0.35rem;
    font-size: 0.9rem;
    line-height: 1.2;
}
.home-guides-track .blog-card-summary {
    display: -webkit-box;
    margin-bottom: 0.5rem;
    overflow: hidden;
    color: var(--color-text);
    font-size: 0.7rem;
    line-height: 1.35;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 3;
}
.home-guides-track .blog-card-link {
    font-size: 0.7rem;
}
.home-guides-button {
    display: grid;
    flex: 0 0 2.5rem;
    width: 2.5rem;
    height: 2.5rem;
    place-items: center;
    border: 1px solid var(--color-border-strong);
    border-radius: 50%;
    background: var(--color-white);
    color: var(--color-primary);
    box-shadow: var(--shadow-card);
    font-size: 1.5rem;
    cursor: pointer;
}

@media (max-width: 900px) {
    .home-guides-track .blog-card {
        flex-basis: calc((100% - 1.25rem) / 2);
    }
}

@media (max-width: 640px) {
    .home-guides-section {
        padding: 3rem 0;
    }
    .home-guides-carousel {
        gap: 0.5rem;
    }
    .home-guides-track .blog-card {
        flex-basis: 100%;
        grid-template-columns: 40% minmax(0, 1fr);
    }
    .home-guides-button {
        flex-basis: 2rem;
        width: 2rem;
        height: 2rem;
    }
}

/* === Footer === */
.site-footer {
    background: var(--color-white);
    color: var(--color-muted);
    padding: 4.5rem 1.5rem 2.5rem;
    font-size: 0.875rem;
    border-top: 1px solid var(--color-border);
}
.site-footer .container {
    display: block;
    text-align: left;
}
.footer-top {
    display: grid;
    grid-template-columns: 1.8fr 1fr 1fr 0.9fr 1fr 0.8fr;
    gap: 2.25rem;
}
.footer-brand-col .footer-logo {
    height: 34px;
    width: auto;
}
.footer-tagline {
    margin-top: 1.1rem;
    max-width: 230px;
    font-size: 0.82rem;
    line-height: 1.6;
    color: var(--color-muted);
}
.footer-socials {
    display: flex;
    gap: 1.25rem;
    align-items: center;
    margin-top: 1.35rem;
}
.footer-socials a {
    display: inline-flex;
    color: var(--color-muted);
}
.footer-socials a:hover {
    color: var(--color-primary);
}
.footer-socials svg {
    width: 1.15rem;
    height: 1.15rem;
    fill: none;
    stroke: currentColor;
    stroke-width: 1.8;
}
.footer-social-fill {
    fill: currentColor;
    stroke: none;
}
.footer-blog-link {
    display: inline-block;
    margin-top: 1.35rem;
    color: var(--color-primary);
    font-size: 0.82rem;
    font-weight: 700;
}
.footer-col h3 {
    font-family: var(--font-heading);
    font-size: 0.95rem;
    font-weight: 700;
    color: #2c3e5b;
    margin-bottom: 1.1rem;
}
.footer-col ul {
    list-style: none;
}
.footer-col li {
    margin-bottom: 0.9rem;
}
.footer-col a {
    color: var(--color-muted);
    font-size: 0.8rem;
    transition: color 0.2s;
}
.footer-col a:hover {
    color: var(--color-primary);
}
.footer-legal {
    margin-top: 3.25rem;
    padding-top: 1.4rem;
    border-top: 1px solid var(--color-border);
}
.footer-regulatory {
    max-width: 1000px;
    font-size: 0.68rem;
    line-height: 1.8;
    color: var(--color-muted);
}
.footer-copyright {
    margin-top: 1.35rem;
    font-size: 0.68rem;
    color: var(--color-muted);
}

/* === Responsive === */
@media (min-width: 769px) and (max-width: 1100px) {
    .container {
        max-width: 100%;
        padding-right: 2rem;
        padding-left: 2rem;
    }

    .site-header .container {
        gap: 1rem;
    }

    .logo-img {
        height: 40px;
    }

    .main-nav {
        gap: 0;
    }

    .main-nav .nav-link {
        padding: 0.5rem 0.55rem;
        font-size: 0.86rem;
    }

    .nav-dropdown {
        min-width: 210px;
    }

    .hero {
        padding: 0rem 0;
        background-attachment: scroll;
    }

    .hero-inner {
        grid-template-columns: minmax(0, 1fr) minmax(340px, 42%);
        gap: 2rem;
        align-items: start;
    }

    .hero h1 {
        font-size: clamp(2.15rem, 4vw, 2.75rem);
    }

    .hero-subtitle {
        font-size: 1.15rem;
    }

    .hero-tagline {
        font-size: 1rem;
    }

    .calc-card {
        padding: 1.75rem;
        border-radius: 18px;
    }

    .new-customer-card {
        padding: 1.75rem;
        border-radius: 18px;
    }

    .hero .trustpilot-widget,
    .hero .trustpilot-widget iframe {
        width: 100% !important;
        max-width: 100% !important;
    }

    .hero .trustpilot-widget {
        margin-right: 0;
    }

    .hero-people {
        max-width: 60%;
        height: auto;
    }

    .steps-grid,
    .reviews-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 1.5rem;
    }

    .uses-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .criteria-inner {
        gap: 2.5rem;
    }

    .contact-cards {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .footer-top {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 2rem;
    }

    .footer-brand-col {
        grid-column: 1 / -1;
    }

    .footer-tagline {
        max-width: 520px;
    }
}

@media (min-width: 769px) and (max-width: 900px) {
    .hero-inner {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }

    .hero-text,
    .calc-card,
    .new-customer-card {
        width: 100%;
        max-width: 680px;
        margin-right: auto;
        margin-left: auto;
    }

    .hero-people {
        display: none;
    }

    .criteria-inner {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .contact-form-grid {
        grid-template-columns: 1fr;
    }

    .contact-form-grid .field-full {
        grid-column: auto;
    }
}

@media (max-width: 768px) {
    .nav-toggle {
        display: flex;
    }

    .header-main-row {
        position: relative;
        margin-bottom: 0;
    }

    .header-widget-row {
        display: none;
    }

    .main-nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: var(--color-white);
        box-shadow: 0 4px 12px rgba(0,0,0,0.1);
        flex-direction: column;
        align-items: stretch;
        padding: 0.5rem 0;
        gap: 0;
        max-height: calc(100vh - 80px);
        overflow-y: auto;
    }

    .nav-item.has-dropdown {
        position: relative;
    }

    .nav-dropdown-toggle {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        position: absolute;
        right: 0.5rem;
        top: 0.25rem;
        width: 2.25rem;
        height: 2.25rem;
        border: 1px solid var(--color-border);
        border-radius: 999px;
        background: var(--color-white);
        color: var(--color-primary);
        font-weight: 700;
        line-height: 1;
        padding: 0;
    }

    .nav-dropdown-toggle span {
        display: inline-block;
        transition: transform 0.2s ease;
    }

    .nav-item.has-dropdown.open .nav-dropdown-toggle span {
        transform: rotate(180deg);
    }

    .nav-dropdown-toggle:focus-visible {
        outline: 2px solid var(--color-primary);
        outline-offset: 2px;
    }

    .nav-dropdown-toggle {
        font-size: 1rem;
    }

    .nav-item.has-dropdown > .nav-link {
        cursor: pointer;
    }

    .nav-item.has-dropdown > .nav-link:focus-visible {
        outline: 2px solid var(--color-primary);
        outline-offset: 2px;
    }

    .site-footer .container {
        flex-direction: column;
        align-items: flex-start;
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 2.25rem;
    }

    .footer-brand-col {
        grid-column: auto;
    }

    .footer-tagline {
        max-width: 280px;
    }

    .footer-col h3 {
        margin-bottom: 1rem;
    }

    .footer-col li {
        margin-bottom: 0.9rem;
    }

    .main-nav.open {
        display: flex;
    }

    .main-nav .nav-item,
    .main-nav .nav-link {
        display: block;
        width: 100%;
    }

    .main-nav .nav-link {
        padding: 0.75rem 3.5rem 0.75rem 1.5rem;
        font-size: 1rem;
        border-bottom: 1px solid var(--color-border);
        border-radius: 0;
    }

    .nav-caret { display: none; }

    .nav-dropdown {
        position: static;
        transform: none;
        opacity: 0;
        visibility: hidden;
        display: none;
        box-shadow: none;
        border: none;
        border-radius: 0;
        margin: 0;
        padding: 0;
        min-width: 0;
        background: var(--color-bg);
    }

    .nav-item.open > .nav-dropdown {
        display: block;
        opacity: 1;
        visibility: visible;
    }

    .nav-item.has-dropdown > .nav-link {
        padding-right: 3.5rem;
    }

    .nav-dropdown a {
        padding: 0.6rem 2.5rem;
    }

    .content-page {
        padding: 3rem 1rem 4rem;
    }

    .contact-page {
        padding: 0;
    }

    .contact-shell {
        padding-top: 2rem;
        padding-bottom: 2.5rem;
        padding-right: 1rem;
        padding-left: 1rem;
    }

    .contact-shell > h1 {
        margin-bottom: 1.5rem;
        text-align: left;
    }

    .contact-cards {
        grid-template-columns: 1fr;
        gap: 1rem;
        margin-bottom: 1.5rem;
    }

    .contact-card {
        display: grid;
        grid-template-columns: 2.75rem minmax(0, 1fr);
        gap: 0.35rem 1rem;
        align-items: start;
        padding: 1.25rem;
    }

    .contact-card-icon {
        grid-row: 1 / span 4;
    }

    .contact-card h3,
    .contact-card p,
    .contact-card .btn {
        grid-column: 2;
        min-width: 0;
    }

    .contact-card h3 {
        font-size: 1.2rem;
    }

    .contact-card p {
        overflow-wrap: anywhere;
    }

    .contact-card .btn {
        width: auto;
        justify-self: start;
        margin-top: 0.5rem;
        padding: 0.75rem 1rem;
    }

    .contact-form-section {
        padding: 2.5rem 1rem 3rem;
    }

    .contact-form-section h2 {
        font-size: 1.65rem;
        text-align: center;
    }

    .contact-form-shell {
        padding: 1.25rem;
    }

    .contact-form-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }

    .field-full {
        grid-column: auto;
    }

    .form-actions {
        align-items: flex-end;
        flex-direction: column;
    }

    .contact-form .form-actions .btn {
        width: auto;
    }

    .checkbox-row {
        width: 100%;
    }

    .content-page-header h1 {
        font-size: 2rem;
    }

    .content-page-body {
        padding: 1.5rem;
    }

    .faq-heading {
        font-size: 1.5rem;
    }

    .faq-item summary,
    .faq-answer {
        padding-left: 1rem;
        padding-right: 1rem;
    }

    .blog-landing,
    .blog-post {
        padding: 3rem 1rem 4rem;
    }

    .blog-landing-header h1,
    .blog-post-header h1 {
        font-size: 2rem;
    }

    .blog-post-body,
    .blog-card {
        padding: 1.5rem;
    }

    .blog-featured {
        padding: 1.75rem;
    }

    .author-profile {
        padding: 3rem 1rem 4rem;
    }

    .author-profile-header h1 {
        font-size: 2rem;
    }

    .author-profile-bio {
        padding: 1.5rem;
    }

    .hero {
        padding: 3rem 0rem;
    }

    .hero-people {
        display: none;
    }

    .nav-dropdown-toggle {
        right: 1rem;
    }

    .hero-text {
        text-align: left;
    }

    .d-md-block {
        display: none !important;
    }

    .d-md-none {
        display: block !important;
    }

    .trustpilot-desktop {
        display: none !important;
    }

    .trustpilot-mobile {
        display: block !important;
    }

    .trustpilot-responsive-spacer {
        display: none;
    }

    .hero-inner {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .trustpilot-widget {
        width: 100% !important;
        max-width: 100% !important;
        min-width: 0 !important;
        overflow: visible;
        text-align: left;
    }

    .hero .trustpilot-widget iframe {
        display: block;
        width: 100% !important;
        max-width: 100% !important;
        min-width: 0 !important;
        height: 72px !important;
        min-height: 72px !important;
        margin: 0 !important;
        border: 0;
    }

    .hero-trust {
        width: calc(100% + 0.75rem);
        margin-left: -0.375rem;
    }

@media (min-width: 769px) {
    .d-md-block {
        display: block !important;
    }

    .d-md-none {
        display: none !important;
    }

    .trustpilot-desktop {
        display: block !important;
    }

    .trustpilot-mobile {
        display: none !important;
    }
}

    .hero-text {
        text-align: left;
    }

    .hero h1 {
        font-size: 1.75rem;
    }

    .hero-subtitle {
        font-size: 1.1rem;
    }

    .hero-text { text-align: left; }

    .steps-grid,
    .uses-grid,
    .reviews-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }

    .criteria-inner {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .criteria-intro h2 { font-size: 1.75rem; }

    .section-heading h2 { font-size: 1.6rem; }

    .about-body p { font-size: 1rem; }

    .steps-section,
    .criteria-section,
    .uses-section,
    .reviews-section,
    .about-section,
    .home-faq-section {
        padding: 3rem 0;
    }

    .btn {
        display: block;
        width: 100%;
        text-align: center;
        padding: 1rem;
    }
}

@media (min-width: 641px) and (max-width: 1024px) {
    .uses-grid { grid-template-columns: 1fr 1fr; }
}

#budget-planner-wrapper.budget-planner-page {
    min-height: calc(100vh - 180px);
    padding: 1.5rem 0 2rem;
    background: var(--gradient-panel);
    padding: 0 1.5rem;
    padding-top: 2rem;
}

.budget-planner-shell {
    background: #ffffff;
    border: 1px solid rgba(14, 53, 89, 0.12);
    border-radius: 18px;
    box-shadow: 0 20px 48px rgba(28, 74, 116, 0.12);
    overflow: hidden;
}

#budgetPlannerTab {
    display: flex;
    flex-wrap: wrap;
    gap: 0.35rem;
    list-style: none;
    margin: 0;
    background: #ffffff;
    border-bottom: 1px solid rgba(0, 71, 171, 0.2);
    margin-top: 1rem;
    margin-bottom: 1rem;
}

.budget-planner-tab-item {
    list-style: none;
    margin: 0;
}

#budgetPlannerTab .nav-link,
#budgetPlannerTab .budget-planner-tab {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 2.6rem;
    padding: 0.7rem 1rem;
    margin: 0;
    border: 1px solid rgba(0, 71, 171, 0.7);
    border-bottom: 3px solid rgba(0, 71, 171, 0.7);
    border-radius: 0.8rem 0.8rem 0 0;
    background: #ffffff;
    color: var(--color-primary);
    font-weight: 600;
    line-height: 1.2;
    text-decoration: none;
    cursor: pointer;
    transition: all 0.2s ease;
}

#budgetPlannerTab .nav-link.active,
#budgetPlannerTab .nav-link.show,
#budgetPlannerTab .budget-planner-tab.active,
#budgetPlannerTab .budget-planner-tab.is-active,
#budgetPlannerTab .budget-planner-tab.show {
    background: #ffffff;
    border-color: var(--color-primary);
    border-bottom-color: var(--color-primary);
    box-shadow: inset 0 -3px 0 var(--color-primary);
    color: var(--color-primary);
}

.budget-planner-tab-content {
    background: #ffffff;
    border-radius: 0 0 2rem 2rem;
}

.budget-planner-panel {
    display: none;
    background: #ffffff;
    padding: 1.5rem;
    border-radius: 0 0 2rem 2rem;
}

.budget-planner-panel.show,
.budget-planner-panel.active,
.budget-planner-panel.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTab .nav-link:focus,
#budgetPlannerTab .budget-planner-tab:focus {
    outline: none;
    box-shadow: inset 0 -3px 0 var(--color-primary);
}

@media (max-width: 768px) {
    #budgetPlannerTab {
        gap: 0.25rem;

    }

    #budgetPlannerTab .nav-link,
    #budgetPlannerTab .budget-planner-tab {
        min-height: 2.4rem;
        padding: 0.55rem 0.75rem;
        font-size: 0.9rem;
    }
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

@media (max-width: 768px) {
    #budgetPlannerTabContent {
        background-size: cover;
    }
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

.cursor-pointer {
    cursor: pointer;
}

#budget-planner-wrapper #recaptcha-widget {
    justify-content: center;
}

#budgetPlannerTabContent .budget-details-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1rem;
}

#budgetPlannerTabContent .budget-details-grid > .row {
    display: contents;
}

#budgetPlannerTabContent .incomeExpenditureRow {
    display: grid;
    grid-template-columns: minmax(180px, 2fr) minmax(130px, 1fr) minmax(150px, 1fr);
    gap: 1rem;
    align-items: end;
    padding: 0.65rem 0;
}

#budgetPlannerTabContent .form-label {
    display: block;
    margin-bottom: 0.35rem;
    color: var(--color-heading);
    font-size: 0.78rem;
    font-weight: 700;
}

#budgetPlannerTabContent .input-group {
    display: flex;
    width: 100%;
}

#budgetPlannerTabContent .form-control,
#budgetPlannerTabContent .form-select {
    width: 100%;
    min-width: 0;
    min-height: 44px;
    padding: 0.65rem 0.75rem;
    border: 1px solid var(--color-border-strong);
    border-radius: 5px;
    outline: none;
    background: var(--color-white);
    color: var(--color-heading);
    font: inherit;
    font-size: 0.8rem;
    transition: border-color 0.2s, box-shadow 0.2s;
}

#budgetPlannerTabContent .form-control:focus,
#budgetPlannerTabContent .form-select:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(0, 71, 171, 0.12);
}

#budgetPlannerTabContent .form-control:disabled {
    background: var(--color-bg);
    color: var(--color-text);
    opacity: 1;
}

#budgetPlannerTabContent .input-group-text {
    display: inline-flex;
    flex: 0 0 auto;
    align-items: center;
    justify-content: center;
    min-width: 42px;
    padding: 0.65rem 0.75rem;
    border: 1px solid var(--color-border-strong);
    border-right: 0;
    border-radius: 5px 0 0 5px;
    background: var(--color-bg) !important;
    color: var(--color-heading);
    font-size: 0.8rem;
    font-weight: 700;
}

#budgetPlannerTabContent .input-group-text + .form-control {
    border-radius: 0 5px 5px 0;
}

@media (max-width: 768px) {
    #budgetPlannerTabContent .budget-details-grid,
    #budgetPlannerTabContent .incomeExpenditureRow {
        grid-template-columns: 1fr;
    }
}

#budget-planner-wrapper #save-spreadsheet {
    font-size: 1.7rem;
    font-weight: 400;
    line-height: 1.5;
    padding: 0.1rem 4.6rem 0 4.6rem;
}

#budget-planner-wrapper .btn-primary {
    -moz-box-shadow: none;
    -webkit-box-shadow: none;
    box-shadow: none;
}

#budget-planner-wrapper .btn-primary:disabled {
    background-color: #777;
    color: #efefef;
    border-color: #efefef;
}

#budget-planner-wrapper .bg-transparent .btn-primary:disabled {
    background: #ccc;
}

#budget-planner-wrapper .bg-transparent .btn-primary:hover {
    background: var(--bs-lightgrey);
}

.bp-modal .btn-primary,
.add-subtract-items .btn-primary,
.bp-tab-nav .btn-primary {
    font-size: 1rem;
    box-shadow: none;
    -webkit-box-shadow: none;
    padding: var(--bs-btn-padding-y) var(--bs-btn-padding-x);
    background-color: #28a745;
    border-color: #28a745;
}

.bp-modal .btn-primary:hover,
.add-subtract-items .btn-primary:hover,
.bp-tab-nav .btn-primary:hover {
    background-color: #218838;
    border-color: #1e7e34;
}

.bp-modal .btn-danger,
.add-subtract-items .btn-danger,
.bp-tab-nav .btn-danger {
    color: white;
    background-color: #d9534f;
    border-color: #d43f3a;
}

.bp-modal .btn-danger:hover,
.add-subtract-items .btn-danger:hover,
.bp-tab-nav .btn-danger:hover {
    background-color: #c82333;
    border-color: #bd2130;
}

@media (max-width: 480px) {
    html { font-size: 14px; }

    .hero h1 {
        font-size: 1.5rem;
    }

    .logo-img {
        height: 38px;
    }
}


#budgetPlannerTab .nav-link.active {
    border-color: var(--color-primary);
    border-bottom-color: var(--color-primary);
}

#budgetPlannerTabContent {
    background: #ffffff;
    background-position: left top;
    background-repeat: no-repeat;
    background-size: cover;
    -webkit-transition: background-image 0.8s ease-in-out;
    transition: background-image 0.8s ease-in-out;
}

@media (max-width: 768px) {
    #budgetPlannerTabContent {
        background-size: cover;
    }
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

#budgetPlannerTabContent .tab-pane h2,
#budgetPlannerTabContent .tab-pane h3,
#budgetPlannerTabContent .tab-pane h4,
#budgetPlannerTabContent .tab-pane p,
#budgetPlannerTabContent .tab-pane label,
#budgetPlannerTabContent .tab-pane .form-label,
#budgetPlannerTabContent .tab-pane .input-group-text,
#budgetPlannerTabContent .tab-pane .accordion-header,
#budgetPlannerTabContent .tab-pane .accordion-button {
    background: transparent;
}

#budgetPlannerTabContent .tab-pane {
    background: #ffffff;
}

#budgetPlannerTabContent .tab-pane.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade.show {
    display: block;
}

#budgetPlannerTabContent .tab-pane.fade {
    display: none;
}

#budgetPlannerTabContent .accordion-item {
    color: black !important;
    box-shadow: none;
    -webkit-box-shadow: none;
    border-radius: 25px !important;
}

#budgetPlannerTabContent .accordion-item h4 {
    margin-bottom: 0;
}

#budgetPlannerTabContent .accordion-item .accordion-button,
#budgetPlannerTabContent .accordion-item .accordion-body,
#budgetPlannerTabContent .accordion-item .accordion-collapse {
    background: none !important;
}

#budgetPlannerTabContent .accordion-item .accordion-button {
    color: black !important;
}

#budgetPlannerTabContent .accordion-item .accordion-body {
    padding: 0rem 1rem;
    border-bottom: none !important;
}

#budgetPlannerTabContent .accordion-button::after {
    background-image: var(--bs-accordion-btn-icon);
    background-repeat: no-repeat;
}

#budgetPlannerTabContent input::-webkit-outer-spin-button,
#budgetPlannerTabContent input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

#budgetPlannerTabContent input[type=number] {
    -moz-appearance: textfield;
}

.cursor-pointer {
    cursor: pointer;
}

#budget-planner-wrapper #recaptcha-widget {
    justify-content: center;
}

#budget-planner-wrapper #save-spreadsheet {
    font-size: 1.7rem;
    font-weight: 400;
    line-height: 1.5;
    padding: 0.1rem 4.6rem 0 4.6rem;
}

#budget-planner-wrapper .btn-primary {
    -moz-box-shadow: none;
    -webkit-box-shadow: none;
    box-shadow: none;
}

#budget-planner-wrapper .btn-primary:disabled {
    background-color: #777;
    color: #efefef;
    border-color: #efefef;
}

#budget-planner-wrapper .bg-transparent .btn-primary {
    background: white;
    color: var(--bs-primary) !important;
}

#budget-planner-wrapper .bg-transparent .btn-primary:disabled {
    background: #ccc;
}

#budget-planner-wrapper .bg-transparent .btn-primary:hover {
    background: var(--bs-lightgrey);
}

.bp-modal .btn-primary,
.add-subtract-items .btn-primary,
.bp-tab-nav .btn-primary {
    font-size: 1rem;
    box-shadow: none;
    -webkit-box-shadow: none;
    padding: var(--bs-btn-padding-y) var(--bs-btn-padding-x);
    background-color: #28a745;
    border-color: #28a745;
}

.bp-modal .btn-primary:hover,
.add-subtract-items .btn-primary:hover,
.bp-tab-nav .btn-primary:hover {
    background-color: #218838;
    border-color: #1e7e34;
}

.bp-modal .btn-danger,
.add-subtract-items .btn-danger,
.bp-tab-nav .btn-danger {
    color: white;
    background-color: #d9534f;
    border-color: #d43f3a;
}

.bp-modal .btn-danger:hover,
.add-subtract-items .btn-danger:hover,
.bp-tab-nav .btn-danger:hover {
    background-color: #c82333;
    border-color: #bd2130;
}

@media (max-width: 480px) {
    html { font-size: 14px; }

    .hero h1 {
        font-size: 1.5rem;
    }

    .logo-img {
        height: 38px;
    }
}


/* === Breadcrumbs === */
.breadcrumbs { background: var(--color-white); border-top: 1px solid var(--color-border); border-bottom: 1px solid var(--color-border); padding: 0.85rem 0; font-size: 0.875rem; }
.breadcrumb-list { list-style: none; display: flex; flex-wrap: wrap; align-items: center; }
.breadcrumb-item { display: flex; align-items: center; color: var(--color-text); }
.breadcrumb-item a { color: var(--color-primary); font-weight: 500; text-decoration: none; }
.breadcrumb-item a:hover { text-decoration: underline; }
.breadcrumb-item + .breadcrumb-item::before { content: '\203A'; margin: 0 0.75rem; color: var(--color-muted); font-size: 1.1rem; line-height: 1; }

/* === Responsive Trustpilot widget heights === */
.trustpilot-responsive.trustpilot-desktop,
.trustpilot-responsive.trustpilot-desktop .trustpilot-widget,
.trustpilot-responsive.trustpilot-desktop .trustpilot-widget iframe {
    height: 140px !important;
    min-height: 140px !important;
}

@media (max-width: 768px) {
    .trustpilot-responsive.trustpilot-mobile,
    .trustpilot-responsive.trustpilot-mobile .trustpilot-widget,
    .trustpilot-responsive.trustpilot-mobile .trustpilot-widget iframe {
        height: 240px !important;
        min-height: 240px !important;
    }
}

/* === Blog heading colors === */
.blog-hero h1,
.blog-section-title,
.blog-card h2,
.blog-card h3,
.blog-card h2 a,
.blog-card h3 a {
    color: var(--color-heading);
}

/* === About page === */
.about-hero {
    padding: 4.5rem 1.5rem;
    background: linear-gradient(105deg, #6f8fbd 0%, #f7f9fc 52%, #58ca91 100%);
}

.about-hero-inner,
.about-intro-grid,
.about-section-inner {
    max-width: 1040px;
}

.about-hero h1,
.about-section-inner h2,
.about-section-inner h3 {
    color: var(--color-heading);
}

.about-hero h1 {
    font-size: clamp(2.2rem, 5vw, 3.5rem);
    line-height: 1.1;
    margin-bottom: 1rem;
}

.about-hero .trustpilot-widget,
.about-hero .trustpilot-widget iframe {
    width: 420px !important;
    max-width: 100% !important;
    margin-left: 0;
    margin-right: auto;
    text-align: left;
}

.about-rating {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.65rem;
    color: var(--color-heading);
    font-size: 0.9rem;
    font-weight: 600;
}

.about-stars {
    display: flex;
    gap: 0.15rem;
}

.about-stars span {
    display: grid;
    place-items: center;
    width: 1.25rem;
    height: 1.25rem;
    background: #00b67a;
    color: #fff;
    font-size: 0.8rem;
}

.about-accreditation {
    margin-top: 0.75rem;
    color: var(--color-heading);
    font-size: 0.85rem;
}

.about-intro-section {
    padding: 5rem 1.5rem 6.5rem;
    background: var(--color-white);
}

.about-intro-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(340px, 0.85fr);
    align-items: center;
    gap: 5rem;
}

.about-intro-copy p {
    margin-bottom: 1.25rem;
    color: var(--color-heading);
    font-weight: 500;
    line-height: 1.65;
}

.about-photo-stack {
    position: relative;
    min-height: 390px;
}

.about-photo {
    position: absolute;
    width: 66%;
    aspect-ratio: 4 / 5;
    object-fit: cover;
    border: 3px solid #fff;
    border-radius: 14px;
    box-shadow: var(--shadow-elevated);
    max-height: 320px;
}

.about-photo-primary {
    top: 0;
    left: 0;
}

.about-photo-secondary {
    right: 0;
    bottom: 0;
}

.about-principles-section,
.about-story-section,
.about-trust-section {
    padding: 4.5rem 1.5rem;
}

.about-principles-section,
.about-trust-section {
    background: #f3f5f8;
}

.about-story-section {
    background: var(--color-white);
}

.about-section-inner > h2 {
    text-align: center;
    font-size: clamp(1.8rem, 4vw, 2.5rem);
    margin-bottom: 2rem;
}

.about-eyebrow {
    color: var(--color-primary);
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-align: center;
    text-transform: uppercase;
    margin-bottom: 0.5rem;
}

.about-principles {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    align-items: start;
    gap: 1.25rem;
}

.about-principle {
    border: 1px solid var(--color-border);
    border-radius: 12px;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
    overflow: hidden;
    height:100%;
}

.about-principle[open] {
    border-color: var(--color-primary);
}

.about-principle summary {
    display: grid;
    grid-template-columns: auto 1fr;
    align-items: center;
    gap: 0.75rem;
    min-height: 72px;
    padding: 1rem;
    color: var(--color-heading);
    font-weight: 700;
    cursor: pointer;
    list-style: none;
}

.about-principle summary::-webkit-details-marker {
    display: none;
}

.about-number,
.about-check {
    display: grid;
    place-items: center;
    width: 2rem;
    height: 2rem;
    flex: 0 0 2rem;
    border-radius: 50%;
    background: var(--color-primary);
    color: var(--color-white);
    font-weight: 800;
}

.about-principle p {
    padding: 0 1rem 1.25rem 3.75rem;
    font-size: 0.9rem;
}

.about-actions {
    display: flex;
    justify-content: center;
    gap: 0.75rem;
    margin-top: 2rem;
}

.about-timeline {
    position: relative;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    list-style: none;
    margin-top: 3rem;
    padding: 0;
}

.about-timeline::before {
    content: "";
    position: absolute;
    top: calc(1.125rem + 0.35rem + 3.5rem + 0.625rem - 1.5px);
    left: 12.5%;
    right: 12.5%;
    height: 3px;
    background: var(--color-primary);
}

.about-milestone {
    position: relative;
    text-align: center;
    padding: 0 1rem;
}

.about-year {
    color: var(--color-primary);
    font-size: 0.75rem;
    font-weight: 800;
    line-height: 1.5;
    margin: 0;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.about-milestone h3 {
    min-height: 3.5rem;
    margin: 0.35rem 0 0;
    font-size: 1.05rem;
}

.about-timeline-dot {
    position: relative;
    z-index: 1;
    display: block;
    box-sizing: border-box;
    width: 1.25rem;
    height: 1.25rem;
    margin: 0 auto 1.25rem;
    border: 4px solid var(--color-primary);
    border-radius: 50%;
    background: var(--color-white);
}

.about-milestone > p:last-child {
    color: var(--color-muted);
    font-size: 0.82rem;
    line-height: 1.5;
}

.about-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
}

.about-trust-card {
    display: flex;
    align-items: flex-start;
    gap: 0.8rem;
    min-height: 108px;
    padding: 1.25rem;
    border: 1px solid var(--color-border);
    border-radius: 12px;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
}

.about-check {
    width: 1.6rem;
    height: 1.6rem;
    flex-basis: 1.6rem;
    background: var(--color-accent-light);
    color: var(--color-accent);
}

.about-trust-card h3 {
    font-size: 0.95rem;
    margin-bottom: 0.35rem;
}

.about-trust-card p {
    color: var(--color-muted);
    font-size: 0.78rem;
    line-height: 1.4;
}

@media (max-width: 900px) {
    .about-intro-grid {
        gap: 2.5rem;
    }

    .about-principles,
    .about-trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 700px) {
    .about-hero {
        padding: 3rem 1.25rem;
    }

    .about-intro-section,
    .about-principles-section,
    .about-story-section,
    .about-trust-section {
        padding: 3.5rem 1.25rem;
    }

    .about-intro-grid {
        grid-template-columns: 1fr;
    }

    .about-photo-stack {
        min-height: 330px;
    }

    .about-principles,
    .about-trust-grid {
        grid-template-columns: 1fr;
    }

    .about-actions {
        flex-direction: column;
        align-items: stretch;
        text-align: center;
    }

    .about-timeline {
        display: block;
        margin: 2rem 0 0;
        padding-left: 2.25rem;
    }

    .about-timeline::before {
        top: 0.4rem;
        bottom: 0.4rem;
        left: 0.45rem;
        right: auto;
        width: 3px;
        height: auto;
    }

    .about-milestone {
        min-height: 9rem;
        padding: 0 0 2.5rem;
        text-align: left;
    }

    .about-milestone h3 {
        min-height: 0;
        margin-bottom: 0.65rem;
    }

    .about-timeline-dot {
        position: absolute;
        top: 0.15rem;
        left: -2.25rem;
        margin: 0;
    }
}

/* === Blog featured carousel === */
.blog-section-intro { color: var(--color-text); max-width: 900px; margin: -0.75rem 0 1.75rem; }
.blog-hero { padding: 5rem 1.5rem; background: linear-gradient(100deg, #6d86b9 0%, #eef1f6 50%, #4fc08d 100%); }
@media (max-width: 900px) { .blog-carousel-track .blog-card { flex-basis: 85%; } }

/* === Customer stories === */
.customer-stories-hero,
.customer-story-page-hero,
.customer-stories-cta {
    background: var(--gradient-panel);
}

.customer-stories-hero {
    padding: 3.75rem 1.5rem 3.25rem;
}

.customer-stories-hero-inner,
.customer-stories-feature-grid,
.customer-stories-browse-inner,
.customer-story-page-hero-inner,
.customer-story-page-content {
    max-width: 1040px;
}

.customer-stories-hero h1 {
    margin-bottom: 0.75rem;
    color: var(--color-heading);
    font-size: clamp(2.25rem, 5vw, 3.4rem);
}

.customer-stories-hero p {
    max-width: 660px;
    color: var(--color-heading);
    line-height: 1.55;
}

/* === Brokers === */
.brokers-hero,
.brokers-cta {
    background: var(--gradient-panel);
}

.brokers-hero {
    padding: 4.5rem 0;
}

.brokers-hero-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
    gap: 4rem;
    align-items: center;
    max-width: 1040px;
}

.brokers-eyebrow {
    margin-bottom: 0.65rem;
    color: var(--color-primary);
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.brokers-hero h1 {
    max-width: 600px;
    margin-bottom: 1rem;
    font-size: clamp(2.4rem, 5vw, 4rem);
}

.brokers-hero-intro {
    max-width: 620px;
    margin-bottom: 1.25rem;
    color: var(--color-heading);
    font-size: 1.1rem;
}

.brokers-trustline {
    display: flex;
    flex-wrap: wrap;
    gap: 0.6rem;
    align-items: center;
    margin-bottom: 1.5rem;
    color: var(--color-heading);
    font-size: 0.9rem;
}

.brokers-stars {
    color: #00a878;
    letter-spacing: 0.12em;
}

.brokers-hero-copy .trustpilot-widget--micro-left {
    display: block;
    margin: 0.5rem 0 1.75rem;
}

.brokers-contact-button {
    border: 0;
    background: var(--color-primary);
    color: #fff;
}

.brokers-contact-button:hover {
    background: var(--color-primary-light);
    color: #fff;
}

.brokers-benefit-grid {
    display: grid;
    gap: 0.75rem;
}

.brokers-benefit-card {
    display: flex;
    gap: 0.9rem;
    align-items: center;
    min-height: 78px;
    padding: 1rem 1.15rem;
    border: 1px solid rgba(17, 30, 56, 0.12);
    border-radius: 0.8rem;
    background: rgba(255, 255, 255, 0.9);
    box-shadow: var(--shadow-card);
}

.brokers-benefit-icon {
    display: grid;
    width: 2rem;
    height: 2rem;
    flex: 0 0 2rem;
    place-items: center;
    border-radius: 50%;
    background: var(--color-accent-light);
    color: var(--color-accent);
    font-weight: 900;
}

.brokers-benefit-card strong,
.brokers-benefit-card div span {
    display: block;
}

.brokers-benefit-card strong {
    color: var(--color-heading);
    font-size: 1.05rem;
}

.brokers-benefit-card div span {
    color: var(--color-muted);
    font-size: 0.85rem;
}

.brokers-trusted,
.brokers-use-cases,
.brokers-comparison,
.brokers-about,
.brokers-reviews,
.brokers-cta {
    padding: 4.5rem 0;
}

.brokers-trusted,
.brokers-comparison,
.brokers-reviews {
    background: #fff;
}

.brokers-use-cases,
.brokers-about {
    background: #f1f4f8;
}

.brokers-section-inner {
    max-width: 1040px;
}

.brokers-section-inner > h2,
.brokers-section-heading {
    margin-bottom: 2rem;
    text-align: center;
}

.brokers-section-heading p {
    margin-top: 0.5rem;
}

.brokers-trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
}

.brokers-trust-card {
    display: flex;
    min-height: 115px;
    flex-direction: column;
    gap: 0.7rem;
    align-items: center;
    justify-content: center;
    padding: 1rem;
    border: 1px solid var(--color-border);
    border-radius: 0.75rem;
    background: #fff;
    text-align: center;
    box-shadow: var(--shadow-card);
}

.brokers-trust-card span {
    color: var(--color-accent);
    font-size: 1.3rem;
    font-weight: 900;
}

.brokers-trust-card strong {
    color: var(--color-heading);
    font-size: 0.9rem;
}

.brokers-section-inner > h2.brokers-use-cases-heading {
    text-align: left;
}

.brokers-logo-carousel {
    margin-top: 0;
}

.brokers-logo-card {
    cursor: default;
}

.brokers-logo-card img {
    max-width: 140px;
    max-height: 60px;
}

.brokers-use-case-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem 4rem;
}

.brokers-use-case-grid article {
    padding-bottom: 0;
}

.brokers-use-case-grid h3 {
    margin-bottom: 0.25rem;
    color: var(--color-heading);
    font-size: 0.95rem;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.brokers-use-case-grid p {
    margin: 0;
    color: var(--color-muted);
    font-size: 0.85rem;
}

.brokers-comparison-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
    gap: 1.5rem;
    align-items: center;
    max-width: 680px;
    margin: 0 auto;
}

.brokers-comparison-card {
    padding: 1.5rem;
    border-radius: 0.75rem;
    background: #e9eff7;
    box-shadow: var(--shadow-card);
}

.brokers-comparison-card-solution {
    background: #e8f7ee;
}

.brokers-comparison-card h3 {
    margin-bottom: 1rem;
    font-size: 1rem;
}

.brokers-comparison-card p {
    margin: 0.65rem 0 0;
}

.brokers-comparison-card p span,
.brokers-comparison-card p strong {
    display: block;
}

.brokers-comparison-card p span {
    font-size: 0.75rem;
}

.brokers-comparison-card p strong {
    color: var(--color-primary);
    font-size: 1.15rem;
}

.brokers-comparison-card-solution p strong {
    color: var(--color-accent);
}

.brokers-comparison-arrow {
    color: var(--color-primary);
    font-size: 1.6rem;
    font-weight: 900;
}

.brokers-outcomes {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    max-width: 760px;
    margin: 2rem auto 1rem;
}

.brokers-outcomes div {
    display: flex;
    gap: 0.5rem;
    align-items: center;
    justify-content: center;
    color: var(--color-heading);
    font-size: 0.9rem;
    text-align: center;
}

.brokers-outcomes span {
    display: grid;
    width: 1.4rem;
    height: 1.4rem;
    flex: 0 0 1.4rem;
    place-items: center;
    border-radius: 50%;
    background: var(--color-accent-light);
    color: var(--color-accent);
}

.brokers-comparison small {
    display: block;
    color: var(--color-muted);
    text-align: center;
}

.brokers-copy-width {
    max-width: 850px;
    text-align: center;
}

.brokers-copy-width h2 {
    margin-bottom: 1.25rem;
}

.brokers-copy-width p + p {
    margin-top: 1rem;
}

.brokers-about .brokers-copy-width {
    max-width: 1000px;
}

.brokers-about p {
    color: var(--color-muted);
    font-size: 0.95rem;
    line-height: 1.7;
}

.brokers-review-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
}

.brokers-review-card {
    padding: 1.5rem;
    border: 1px solid var(--color-border);
    border-radius: 0.75rem;
    box-shadow: var(--shadow-card);
}

.brokers-review-card p {
    margin: 0.8rem 0 1rem;
}

.brokers-review-card strong {
    color: var(--color-heading);
}

.brokers-cta .brokers-contact-button {
    margin-top: 1.5rem;
}

@media (max-width: 800px) {
    .brokers-hero-grid {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }

    .brokers-trust-grid,
    .brokers-review-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .brokers-hero,
    .brokers-trusted,
    .brokers-use-cases,
    .brokers-comparison,
    .brokers-about,
    .brokers-reviews,
    .brokers-cta {
        padding: 3rem 0;
    }

    .brokers-trust-grid,
    .brokers-use-case-grid,
    .brokers-review-grid,
    .brokers-outcomes {
        grid-template-columns: 1fr;
    }

    .brokers-comparison-grid {
        grid-template-columns: 1fr;
    }

    .brokers-comparison-arrow {
        transform: rotate(90deg);
        text-align: center;
    }

    .brokers-contact-button {
        width: 100%;
        text-align: center;
    }
}

.customer-stories-trust,
.customer-stories-trust iframe {
    width: 300px !important;
    max-width: 100% !important;
    height: 20px !important;
    min-height: 20px !important;
}

.customer-stories-trust {
    margin: 1rem 0 0;
}

.customer-stories-feature {
    padding: 3.5rem 1.5rem;
    background: #f1f3f6;
}

.customer-stories-feature-grid {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
    gap: 5rem;
    align-items: start;
}

.customer-story-filter-label {
    margin-bottom: 1.25rem;
    font-size: 0.85rem;
    font-style: italic;
    color: var(--color-heading);
}

.customer-story-filters fieldset {
    margin: 0 0 2rem;
    padding: 0;
    border: 0;
}

.customer-story-filters legend,
.customer-story-featured h2,
.customer-stories-browse h2,
.customer-stories-section-heading h2,
.customer-stories-cta h2 {
    color: var(--color-heading);
}

.customer-story-filters legend {
    margin-bottom: 1rem;
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
}

.customer-story-filter-options {
    display: flex;
    flex-wrap: wrap;
    gap: 0.6rem;
}

.customer-story-filter-options button {
    padding: 0.5rem 0.8rem;
    border: 1px solid #c9d1de;
    border-radius: 5px;
    background: #fff;
    color: var(--color-heading);
    font: inherit;
    font-size: 0.8rem;
    cursor: pointer;
}

.customer-story-filter-options button:hover,
.customer-story-filter-options button.is-active {
    border-color: var(--color-primary);
    background: var(--color-primary);
    color: #fff;
}

.customer-story-featured h2 {
    margin-bottom: 1rem;
    font-size: 1.55rem;
}

.customer-story-card {
    display: flex;
    min-width: 0;
    flex-direction: column;
    overflow: hidden;
    border: 1px solid #d4d9e1;
    border-radius: 5px;
    background: #fff;
}

.customer-story-card[hidden],
.customer-story-empty[hidden],
.customer-story-more[hidden] {
    display: none;
}

.customer-story-image {
    position: relative;
    display: block;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    background: #e3e3e3;
}

.customer-story-image img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.customer-story-placeholder {
    position: absolute;
    inset: 50% auto auto 50%;
    width: 3.5rem;
    height: 3rem;
    transform: translate(-50%, -50%);
    border: 4px solid #d7d7d7;
    border-radius: 4px;
}

.customer-story-placeholder::before {
    content: '';
    position: absolute;
    left: 0.55rem;
    right: 0.55rem;
    bottom: 0.4rem;
    height: 1.15rem;
    border-left: 4px solid #d7d7d7;
    border-top: 4px solid #d7d7d7;
    transform: rotate(45deg);
}

.customer-story-card-body {
    display: flex;
    flex: 1;
    flex-direction: column;
    padding: 1rem;
}

.customer-story-tags,
.customer-story-page-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.4rem;
    margin-bottom: 0.55rem;
}

.customer-story-tags span,
.customer-story-page-tags span {
    padding: 0.18rem 0.4rem;
    border-radius: 3px;
    background: #e9f0fb;
    color: #315d98;
    font-size: 0.65rem;
    font-weight: 700;
}

.customer-story-card h3 {
    margin-bottom: 0.5rem;
    font-size: 1rem;
    line-height: 1.25;
}

.customer-story-card h3 a {
    color: var(--color-heading);
}

.customer-story-card p {
    margin-bottom: 0.9rem;
    color: var(--color-text);
    font-size: 0.78rem;
    line-height: 1.45;
}

.customer-story-link {
    margin-top: auto;
    color: var(--color-heading);
    font-size: 0.75rem;
    font-style: italic;
}

.customer-story-featured .customer-story-card {
    display: grid;
    grid-template-columns: 42% 58%;
}

.customer-story-featured .customer-story-image {
    height: 100%;
    aspect-ratio: auto;
}

.customer-stories-browse {
    padding: 4rem 1.5rem 3.5rem;
    background: #fff;
}

.customer-stories-browse h2 {
    margin-bottom: 1.5rem;
    text-align: center;
    font-size: 1.8rem;
}

.customer-story-search {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 0.65rem;
    max-width: 560px;
    margin: 0 auto 0.8rem;
    padding: 0.7rem 1.1rem;
    border-radius: 999px;
    background: #e9e5f1;
    color: #6e7180;
}

.customer-story-search input {
    min-width: 0;
    border: 0;
    outline: 0;
    background: transparent;
    font: inherit;
}

.customer-story-count,
.customer-story-empty {
    margin-bottom: 1.5rem;
    text-align: center;
    color: var(--color-muted);
    font-size: 0.78rem;
}

.customer-story-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.25rem;
}

.customer-story-more {
    margin-top: 1.5rem;
    text-align: center;
}

.customer-story-more button {
    width: 2.25rem;
    height: 2.25rem;
    border: 1px solid var(--color-heading);
    border-radius: 50%;
    background: #fff;
    color: var(--color-heading);
    font-size: 1.15rem;
    cursor: pointer;
}

.customer-stories-reviews {
    padding: 4.5rem 1.5rem;
    background: #f1f3f6;
}

.customer-stories-section-heading {
    max-width: 650px;
    margin: 0 auto 2rem;
    text-align: center;
}

.customer-stories-section-heading h2 {
    margin-bottom: 0.75rem;
    font-size: 1.8rem;
}

.customer-stories-section-heading p {
    color: var(--color-text);
    font-size: 0.9rem;
}

.customer-stories-cta {
    padding: 4rem 1.5rem;
    text-align: center;
}

.customer-stories-cta h2 {
    margin-bottom: 0.75rem;
    font-size: 1.75rem;
}

.customer-stories-cta p {
    max-width: 650px;
    margin: 0 auto 1.25rem;
    color: var(--color-heading);
}

.customer-stories-cta .btn {
    display: inline-block;
    width: auto;
}

.customer-stories-cta small {
    display: block;
    margin-top: 1rem;
    color: var(--color-muted);
}

.customer-story-page-hero {
    padding: 3.5rem 1.5rem;
}

.customer-story-back {
    display: inline-block;
    margin-bottom: 1.5rem;
    color: var(--color-heading);
    font-weight: 700;
}

.customer-story-page-hero h1 {
    max-width: 800px;
    margin-bottom: 1rem;
    color: var(--color-heading);
    font-size: clamp(2.1rem, 5vw, 3.25rem);
}

.customer-story-page-hero p {
    max-width: 720px;
    color: var(--color-heading);
    font-size: 1.1rem;
}

.customer-story-page-content {
    padding: 4rem 1.5rem;
}

.customer-story-page-image {
    width: 100%;
    max-height: 520px;
    margin-bottom: 2rem;
    border-radius: 12px;
    object-fit: cover;
}

.customer-story-page-body {
    max-width: 800px;
    line-height: 1.7;
}

.customer-story-page-body p {
    margin-bottom: 1.25rem;
}

.customer-story-attribution {
    margin-top: 2rem;
    color: var(--color-heading);
}

@media (max-width: 820px) {
    .customer-stories-feature-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }

    .customer-story-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 600px) {
    .customer-stories-hero,
    .customer-stories-feature,
    .customer-stories-browse,
    .customer-stories-reviews,
    .customer-stories-cta {
        padding-left: 1rem;
        padding-right: 1rem;
    }

    .customer-story-filter-options {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .customer-story-filter-options button {
        text-align: left;
    }

    .customer-story-grid {
        grid-template-columns: 1fr;
    }

    .customer-story-featured .customer-story-card {
        display: flex;
    }

    .customer-story-featured .customer-story-image {
        aspect-ratio: 16 / 9;
    }

    .customer-stories-cta .btn {
        width: 100%;
    }
}

/* Budget Planner navigation uses the application button system, not legacy Bootstrap overrides. */
#budget-planner-wrapper .bp-tab-nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1rem 1.5rem 1.5rem;
}

#budget-planner-wrapper .bp-tab-nav-next {
    margin-left: auto;
}

#budget-planner-wrapper .bp-tab-nav .btn {
    display: inline-flex;
    width: auto;
    min-width: 110px;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    gap: 0.4rem;
    padding: 0.75rem 1.5rem;
    border-radius: 8px;
    font-family: var(--font-family);
    font-size: 1rem;
    font-weight: 700;
    line-height: 1;
    text-align: center;
    box-shadow: none;
}

#budget-planner-wrapper .bp-tab-nav .btn-primary {
    border: 2px solid var(--color-primary);
    background: var(--color-primary);
    color: var(--color-white) !important;
}

#budget-planner-wrapper .bp-tab-nav .btn-primary:hover {
    border-color: var(--color-primary-dark);
    background: var(--color-primary-dark);
}

#budget-planner-wrapper .bp-tab-nav .btn-secondary {
    border: 2px solid var(--color-primary);
    background: var(--color-white);
    color: var(--color-primary) !important;
}

#budget-planner-wrapper .bp-tab-nav .btn-secondary:hover {
    background: var(--color-primary);
    color: var(--color-white) !important;
}

/* Budget Planner layout and section rhythm */
#budgetPlannerTabContent > [role="tabpanel"] {
    padding: clamp(1.5rem, 3vw, 2.25rem);
}

#budgetPlannerTabContent > [role="tabpanel"] > h2 {
    margin: 0 0 1.5rem;
    color: var(--color-heading) !important;
    font-size: clamp(1.6rem, 3vw, 2rem);
    line-height: 1.2;
}

#budgetPlannerTabContent > [role="tabpanel"] > h2::after {
    display: block;
    width: 3rem;
    height: 3px;
    margin-top: 0.65rem;
    border-radius: 999px;
    background: var(--color-primary);
    content: "";
}

#budgetPlannerTabContent #home > .row,
#budgetPlannerTabContent #details > .row:first-of-type,
#budgetPlannerTabContent #summaryWrapper {
    padding: clamp(1.25rem, 3vw, 2rem);
    border: 1px solid var(--color-border);
    border-radius: 12px;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
}

#budgetPlannerTabContent #home .col > h2 {
    margin: 1.5rem 0 0.65rem;
    color: var(--color-heading);
    font-size: 1.35rem;
}

#budgetPlannerTabContent #home .col > h2:first-child {
    margin-top: 0;
}

#budgetPlannerTabContent #home p {
    margin-bottom: 0.85rem;
    line-height: 1.7;
}

#budgetPlannerTabContent .budget-details-grid {
    gap: 1.35rem 1rem;
    padding: 0;
}

#budgetPlannerTabContent #details > .row:last-child {
    margin-top: 1.5rem;
}

#budgetPlannerTabContent #confirm-details-btn {
    min-width: 165px;
}

#budgetPlannerTabContent .accordion {
    display: grid;
    gap: 1rem;
    margin-top: 0.5rem;
}

#budgetPlannerTabContent .accordion-item {
    overflow: hidden;
    border: 1px solid var(--color-border) !important;
    border-radius: 12px !important;
    background: var(--color-white);
    box-shadow: var(--shadow-card);
}

#budgetPlannerTabContent .accordion-button {
    min-height: 58px;
    padding: 1rem 1.25rem;
    border: 0;
    color: var(--color-heading) !important;
    font: inherit;
    font-weight: 700;
}

#budgetPlannerTabContent .accordion-body {
    padding: 0.5rem 1.25rem 1.25rem !important;
}

#budgetPlannerTabContent .tab-total {
    margin-top: 1.25rem;
    color: var(--color-primary);
}

#budgetPlannerTabContent .add-subtract-items {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-top: 1rem;
}

#budgetPlannerTabContent .add-subtract-items .col {
    flex: 0 0 auto;
}

#budgetPlannerTabContent .add-subtract-items .btn {
    display: inline-flex;
    width: auto;
    min-height: 42px;
    align-items: center;
    justify-content: center;
    gap: 0.4rem;
    padding: 0.7rem 1rem;
    border-radius: 8px;
    font-size: 0.9rem;
    font-weight: 700;
    line-height: 1;
}

#budgetPlannerTabContent .add-subtract-items .btn-primary {
    border: 2px solid var(--color-primary);
    background: var(--color-primary);
    color: var(--color-white) !important;
}

#budgetPlannerTabContent .add-subtract-items .btn-secondary {
    border: 2px solid var(--color-primary);
    background: var(--color-white);
    color: var(--color-primary) !important;
}

@media (max-width: 600px) {
    #budgetPlannerTabContent > [role="tabpanel"] {
        padding: 1.25rem 1rem;
    }

    #budgetPlannerTabContent #home > .row,
    #budgetPlannerTabContent #details > .row:first-of-type,
    #budgetPlannerTabContent #summaryWrapper {
        padding: 1.1rem;
    }

    #budget-planner-wrapper .bp-tab-nav {
        padding: 1rem;
    }
}