About Norwich Trust

Authorised and regulated by the Financial Conduct Authority (FCA).

Norwich Trust is a UK direct lender based in Norwich, Norfolk, providing unsecured homeowner loans to customers across the UK.

As part of the Norfolk Capital Group, we draw on more than 30 years of lending experience to help people access affordable finance, even when they have been declined by traditional lenders or have less-than-perfect credit.

We believe borrowing should be straightforward, transparent and focused on positive customer outcomes, with every application assessed individually to ensure lending is both responsible and affordable.

Norwich city scene Norwich landmark

How we work

What we stand for

1Straight Forward Lending

Borrowing should be simple and transparent.

2Responsible Decisions

Every application is considered carefully and lending must be affordable.

3Positive Customer Outcomes

We put clear communication, dependable service and customer needs first.

Our journey

Our Story

  1. 1988

    30+ Years Lending Expertise

    Foundations built on decades of lending expertise from Norfolk Capital Group.

  2. 2020

    Norwich Trust Incorporated

    Creating the foundations for a modern lending brand.

  3. 2024

    Lending Begins

    Launching under the Norwich Trust brand.

  4. Today

    Helping UK Homeowners

    Helping homeowners across the UK access affordable finance.

Why customers choose us

Trusted by Homeowners Across the UK

Excellent Trustpilot Rating

Verified customer feedback reflects our focus on clear communication and dependable service.

UK Direct Lender

Applications are handled directly by our experienced UK team.

Based in Norwich, Norfolk

Proudly based in the heart of Norwich.

Unsecured Homeowner Loans

Flexible borrowing without securing the loan against your home.