£3,000 - £25,000
Loan range
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Why Brokers Choose Norwich Trust
A specialist lender providing flexible unsecured homeowner loans from £3,000 to £25,000 across the UK.
Contact Thom - Head of Partnerships
Up to 10 Years
Flexible terms
UK-Wide Lending
Helping brokers nationwide
Up to 10%
Broker commission
Trusted by Brokers Across the UK
When do brokers use us?
Unsecured loans from £3,000 to £25,000
For customers who need larger loans without adding security.
Human-led underwriting
Loans assessed by experienced underwriters who consider individual circumstances.
Open Banking affordability assessment
Decisions based on real income and spending, not statistical averages.
Flexible ownership accepted
Sole borrower, joint owner, buy-to-let and shared ownership applications considered.
Genuine alternatives where secured lending is unsuitable
A practical option when a second charge is not appropriate.
Transparent, fixed pricing based on loan size
Predictable rates from day one.
Direct debt consolidation
Affordability assessed on the customer's true post-consolidation position.
Wider income acceptance
Including most benefits, maintenance and rental income alongside employment or pension.
How can we help customers lower their cost?
£20,000 Credit Card Position*
Your Customer's Current Situation
Monthly payment£614
Repayment term43.5 years
Total repayable£60,343
Norwich Trust Solution
Monthly payment£504
Repayment term7 years
Total repayable£42,375
£110 lower monthly payment
£17,968 total saving
Debt-free 36 years sooner
Who are Norwich Trust?
Norwich Trust is a trusted UK direct lender based in Norwich, Norfolk, specialising in unsecured homeowner loans. Since launching under the Norwich Trust brand in 2024, and as part of the Norfolk Capital Group, we benefit from more than 30 years' experience supporting borrowers who may have been declined by high street lenders or have less-than-perfect credit.
We work closely with our broker partners to provide access to affordable unsecured finance for homeowners across the UK, without securing the loan against their property. Our manual underwriting approach allows us to consider each case on its own merits, helping brokers place customers who may fall outside traditional lending criteria.
Whether your customer is looking to consolidate existing debts, fund home improvements, cover an unexpected expense or achieve another financial goal, our experienced team is committed to finding a suitable solution. We aim to provide a decision within one working day, giving both brokers and customers confidence throughout the application process.
Our Excellent Trustpilot rating reflects our commitment to delivering outstanding customer service and positive customer outcomes. We pride ourselves on providing a straightforward, transparent lending experience, supported by clear communication and dedicated broker support from application through to completion.
Our mission is to help broker partners access responsible unsecured lending solutions for homeowners who may struggle to obtain finance elsewhere, ensuring more customers can move forward with confidence when traditional lenders have said no.
Trusted by homeowners. Recommended by brokers.
Real experiences from Norwich Trust customers.
Ready to discuss your next case?
Speak directly with Thom and discover how Norwich Trust can support your customers.
Contact Thom - Head of Partnerships